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Consumer Financial Protection Bureau is under attack by the rich banks CEOs; You must act to protect consumers everywhere

  CORPORATE ACCOUNTABILITY AND WORKPLACE

AlterNet / By Dave Johnson

6 Unbelievable Ways the Big Banks Are Scamming You

Five years since the crash, the big banks continue to screw over their customers.
June 19, 2013  |

It is going on five years since the financial crash and three years since President Obama signed the meager Dodd–Frank Wall Street Reform and Consumer Protection Act, and the big banks are still scamming and conning and ripping off their customers. What a huge surprise.

After the financial crash, we heard about a laundry list of abuses and frauds that ranged from small things, like hidden fees, to pushing minorities into subprime loans and then switching them into more expensive mortgages at signing time, to huge things like selling trillions of dollars in complicated CDO schemes and making bets on derivatives of derivatives without having the reserves to pay off what they owed when the bets went bad.

Of course, no one at the top was prosecuted and the banks were allowed to settle a host of charges (which meant that their shareholders, not the executives who made the decisions, paid the fines). The bad behavior gave these giants a competitive advantage, driving out what good companies there were. So the costly and destructive bad behavior, schemes, cons and scams continue.

1. Falsifying Paperwork, Blitzing, Lying About Payments to Force Homeowners Into Foreclosure

This week, ProPublica released a report detailing the shocking ways that Bank of America has been pushing homeowners into foreclosure. Employees lied about documentation and falsified paperwork to force families out of their homes when these customers thought they were getting a loan modification under the government’s Home Affordable Modification Program (HAMP). To make matters worse, the bank gave bonuses to employees who were able to reach monthly quotas of people they forced into foreclosure.

According to a lawsuit against Bank of America, the bank used “blitzing” twice a month to deny HAMP applications even when the homeowner had fully complied with the program’s requirements; it gave employees $500 bonuses each month they forced 10 or more homeowners into foreclosure; it intentionally ignored applications for 30 days, then declared them late and forced homeowners to reapply; it closed applications even when they knew the homeowner had met all criteria; and it canceled loan modifications because of “late payments” when the bank’s records shows that payments had been made on time.

Of course, as long as the government refuses to prosecute banks and bankers for violating laws, and instead negotiating “settlements”  that require bank shareholders to pay fines, bankers will see no reason to stop this kind of activity.

2. Bank Protection “Service” Puts Consumers at “Greater Risk Of Harm”

Last week  a report from the new Consumer Financial Protection Bureau (CFPB) found that the big banks are still scamming their customers with ridiculous fees that are hugely profitable for the big banks.

Three years ago the government required banks to ask their customers if it is okay (this is called “opt-in”) before they charge them for “overdraft protection” service. CFRB has been studying how this is working out, and its report shows that customers who do not opt-in to this heavily marketed “protection” service pay much, much less in fees than those who do. In other words, agreeing to use the “protection” actually puts you at a much greater risk of incurring expenses than those who are not “protected.”

According to  a McClatchy News report on a call with CFPB director Richard Cordray to discuss the report, Cordray said, “What is marketed as overdraft protection can, in some instances, put consumers at greater risk of harm.”

How much risk? People who are “heavy overdrafters” but still opt out of this service save on average more than $900 a year. But it isn’t just heavy overdrafters who are saving. According to the CFPB report “… the reduction in fees for those who did not opt in was $347 greater, on average, than for those who did opt in.” People who opt in are also more likely to lose their bank accounts, with the bank “involuntarily” closing it.

Banks have made $32 billion from these fees. So maybe this isn’t about providing a “protection” to consumers at all. As  NPR puts it, “Overdraft and non-sufficient funds fees accounted for 61 percent of total consumer deposit account service charges in 2011 among the banks in the CFPB report.”

3. Transaction Ordering

Not only do customers who opt-in pay more for this “protection service,” but the banks are still scamming them by causing the overdrafts that generate these fees. The CFPB report says that some banks still use “transaction ordering” to cheat customers out of additional fees. These banks post checks or debit transactions from large to small to trigger these fees. In other words if you write several small checks (or make debit card transactions) and then a big one that overdraws your account, they credit the large one first so each of the smaller transactions causes its own fee to be charged, even though those transactions occurred before the account ran out of money.

From the report, “The earlier in a sequence that an account becomes negative, the more overdraft or NSF transactions may occur.”

4. Forced Arbitration

Another big-bank scam on consumers is “forced arbitration” clauses in bank account, credit card, mortgage and other financial-service agreements. Forced arbitration clauses – also called mandatory arbitration or binding arbitration – require you to give up your legal right to take a big bank to court if it cheats or harms you. And if you don’t agree (which requires reading the entire agreement) you can’t get the account.

They way this works is that instead of being able to pursue your legal rights, you have to take your complaint to an arbitrator, and then must accept the arbitrator’s decision. The catch is that the bank gets to pick the arbitrator, and the arbitrators naturally know they’ll never work in this town again if they ever rule against the banks. So there is an inherent conflict of interest working in favor of these companies.

How is that conflict of interest working out for us? A 2007 Public Citizen report revealed that arbitrators working for the National Arbitration Forum (NAF) had ruled against consumers 94 percent of the time.

In another blow to the big banks, the CFPB is beginning to take steps to reign in forced arbitration clauses in consumer financial contracts.

The five-year-old Dodd-Frank Wall Street Reform and Consumer Protection Act authorizes the CFPB and the Securities and Exchange Commission to regulate mandatory arbitration. The SEC is resisting implementing their part of this law, but the CFPB is conducting a survey to determine consumer awareness of forced arbitration clauses in credit card agreements.  On its blog, the CFPB said the study will “explore consumer awareness of dispute resolution terms in credit card agreements. The survey will gather information about consumers’ perceptions, preferences, and assumptions related to arbitration proceedings.”

5. Marketing Refinancing That Costs People

Thom Hartmann has exposed yet another banker scheme. This time banks are marketing a mortgage refinancing that promises annual savings of more than $4,000. But the scheme really just adds more than $37,000 to the cost of a loan.

Basically, the mailer focuses on lowering monthly mortgage payments, while neglecting to mention that the borrower would end up paying a higher overall interest rate, and would be adding 10 more years to the overall length of their loan. Hartmann  writes,

Back in November of 2012, the Consumer Financial Protection Bureau sent warning letters to around a dozen of America’s largest mortgage lenders and brokers, advising them to “clean up” potentially misleading advertisements, especially those targeting veterans and older Americans.

At the time of the CFPB’s announcement, CFPB director Richard Cordray said that, “Misrepresentations in mortgage products can deprive consumers of important information while making one of the biggest financial decisions of their lives.”

And, as we also know, deceptive mortgage advertisements like this can cause consumers to bite off more than they can chew, ultimately leading to a nationwide financial meltdown.

6. Banks Trying To Kill the CFPB

Over the years, scam after scam is exposed, and nothing has been done about it. But there is a new cop on the beat, the Consumer Financial Protection Bureau. The CFPB’s job is to police the big banks, and protect financial consumers. Of course the big banks are trying to head this agency off at the pass.

The Republican Party and its conservative infrastructure have basically been contracted by Wall Street’s big banks to obstruct and even kill this agency. Senate Republicans have been blocking the confirmation and are still trying to obstruct the nominee to head up the agency. Republicans have been filibustering the nomination of Richard Cordray to be its director and even vowing to filibuster to keep any nominee from being confirmed to head the agency. President Obama finally  made a recess appointment of Cordray in January 2012. But this recess appointment runs out at the end of the year with no end to Republican obstruction in sight.

Republicans are also  trying to defund the agency. Republicans and the (billionaire, Wall Street, oil and tobacco-financed) conservative movement have also launched a propaganda campaign against the agency. Recently, at the Senate Republican Policy Committee website, “CFPB: Unaccountable and Unrestrained,” claims, “A recent action by the CFPB to monitor consumer credit cards and the spending habits of millions of Americans is raising new concerns in a government suffering from a trust deficit.” In an example of how the right’s echo machine works, the Heritage Foundation echoes this attack, alleging that CFPB gathering data for reports like this one is an example of government “surveillance” on consumers, “amassing an Orwell-worthy database on all manner of spending, including … overdrafts …”

Sen. Elizabeth Warren – the person most credited with the creation of the CFPB – spoke at a Senate hearing on the CFPB last March on the role of the CFPB and Republican obstruction of the agency:

“I see nothing here but a filibuster threat against Director Cordray as an attempt to weaken the consumer agency,” Warren said. “I think the delay in getting him confirmed is bad for consumers, it’s bad for small banks, bad for credit unions, for anyone trying to offer an honest product in an honest market.”

“The American people deserve a Congress that worries less about helping big banks,” she added, “and more about helping regular people who have been cheated on mortgages, on credit cards, on student loans and on credit reports.”

Don’t expect much to change until we have a government that is willing to take on these financial giants. As long as we keep seeing “settlements” with these giants instead of prosecutions, and as long as we allow big money to buy influence over our government, nothing will change.

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But the banks’ CEOs have huge incomes and the power that comes with being super rich. The rich banks and corporations run  the USA and form all of the policies. Citizens must speak up and vote appropriately.

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by mrnd5 on December 9, 2013  •  Permalink
Posted in Advocate for your needs and concerns as a consumer, agreements with 520 campuses that enroll more than 4.3 million students, America doesn't even know how we start wars, Annual Income of META BANK's CEOs, Bank Card Tax Refunds are an interest free loan to a bank, Bank Card Tax Refunds Fails Consumers, Bank Fees for Prepaid Cards, Bank Publicity that is simply "Garbage Talk", Bank Reform and Proper Regulations are Needed, Bank Reform needed, BANK REFORMS NEEDED TO BE CAREFULLY REGULATED, Bank Regulations must be enforced, Bank Tellers at MetaBank earn wages on the average that are below the poverty level, banking in Storm Lake IOWA, BankMeta lies to keep customers from their own money, Banks are creating economic servitude in the USA, Banks Designed To Keep Consumers in Debt, Banks have created all the rules for PREPAID CARDS, Banks Lying to Consumers To Trick Them into taking on Debt, Banks regrouping, Be sure to vote and then to follow up asking elected officials to serve you as a consumer, Big Corporations and Banks run the world, Blackhawk & METABANK to be avoided, Complaints Against Meta Bank, Consumer Abuse by PayPower, Consumer Advocate, Consumer Alert, Consumer Rights Advocacy, Consumer Rights- consumers have no or few protections from predatory banking practices, Consumers act to protect themselves and others from further bank fraud and customer abuses, Consumers align to protect yourselves, Consumers are Vulnerable: Help each other, Consumers being forced to use plastic, Consumers Demand Bank Reforms That Serve Their Real Needs, Consumers Join Forces to Protect Each Other from Bank Scams and Frauds, Consumers must speak out, Consumers Need To Save Money And Stay Out of Debt, Consumers Start Talking and Learning Real Facts About Banking, Consumers suffer at the hands of METABANK, Creating Easy Preys Doesn't Make METABANK's Practices Moral, Customer Service isn't listed as being one of META FINANCIAL GROUP INC areas of interest or studied skills, Customers of METABANK continue to complain about how they have been mistreated by METABANK, Don't pay using a debit card, Don't use PREPAID BANK CARDS of any kind, Economic Servitude needs to be studied and abolished in the USA, Election reforms are needed in the USA, Fight Corruption, Financial Industry, Human Rights
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Posted by mrnd5 on December 9, 2013

https://mrnd5.wordpress.com/2013/12/09/consumer-financial-protection-bureau-is-under-attack-by-the-rich-banks-ceos-you-must-act-to-protect-consumers-everywhere/

Meta Bank partners with these stores: Do not get gift cards or purchase a credit/debit card at any of these stores since PetMeds, Best Western, Dominos Pizza, Macy’s, Omaha Steaks, Barnes & Noble, Overstock and Target use Meta Financial, i.e. Meta Bank’s services

These are Meta Bank Cards:Logo Companies

Take care of your selves. Do your research. Know who you are dealing with. Be warned.

Green Dot is marketed through CVS now.

 

UPDATE

What to do if you shopped                                                                                                          at Target during its data breach

By      
22 hours ago                      December 20, 2013

Consumers who shopped at one of Target’s 1,778 stores between Nov. 27 and Dec. 15 should check their credit and bank card statements for any fraudulent activity. 

Target (TGT) confirmed Thursday that it’s investigating a security breach that may have impacted as many as 40 million people.

The stolen data include customer names, credit and debit card numbers, card expiration dates and the three-digit security codes located on the backs of cards.

The breach affected transactions at Target’s bricks-and-mortar locations nationwide, not online purchases. [Curious, but also a lead for anyone doing an investigation into the origin of the problem.  The card processors and providers should be scrutinized carefully.]

Security blogger Brian Krebs first reported the breach on Wednesday. Krebs wrote that the type of data stolen “allows crooks to create counterfeit cards by encoding the information onto any card with a magnetic stripe.

If the thieves also were able to intercept PIN data for debit transactions, they would theoretically be able to reproduce stolen debit cards and use them to withdraw cash from ATMs.” [Is this an inside job???]

The incident may have involved tampering with the machines customers use to swipe their cards when making purchases, according to the Wall Street Journal.

In a statement on its site Target said the breach may impact shoppers who made credit or debit card purchases in stores from Nov. 27 to Dec. 15. The Minneapolis-based retailer said it is partnering with a forensics firm to investigate the incident and recommended customers “remain vigilant for incidents of fraud and identity theft by regularly reviewing your account statements and monitoring free credit reports.”

What should you do?

What does this breach mean for consumers, in particular those who shopped at Target stores in the period between Nov. 27 and Dec. 15?

First thing to do is check your credit card statements for unfamiliar purchases, as well as your bank account— daily — online to ensure there are no fraudulent transactions, says Linda Sherry, director at consumer rights advocacy group Consumer Action. Report any problems immediately to your bank. Your bank should contact you if your credit card was part of the breach. If you were affected, you’ll get a new credit card account number (obviously an inconvenience, especially during the holidays). You won’t be held liable for unauthorized charges made using your credit card number.

American Express (AXP) and Discover (DFS) said they were aware of the breach at Target and had fraud measures in place, according to a CNNMoney article.

If you receive a data breach notification letter from Target, “you know with certainty your information was compromised,” says Eva Velasquez, president and CEO of the Identity Theft Resource Center. (Consumers who know their card data was stolen can contact the ITRC at 888-400-5530 for help on what steps to take next.)

Sherry suggests impacted consumers ask their bank to waive the expedited delivery fee for a new card. Also ask if any credit monitoring services are being offered to victims of the breach.

What does it mean for Target?

The real victim here is Target itself, says Avivah Litan, a vice president and analyst at Gartner Research. In a post about the breach, Litan said that the retailer has no doubt spent a “small fortune on payment card security,” but was still hacked. [ Target partnered with METABANK. The cards are once again proved to be faulty at best.]

The payment card industry is likely going to raise Target’s merchant fee that it pays Amex, MasterCard, Visa and other credit card companies on transactions by a few points, and will also fine Target for the breach, Litan says. In the end, she estimates the theft will cost Target less than $25 million. But the fees it pays credit card issuers in transaction costs may be twice that amount. “If they get much higher, Target may have to pass on these costs to consumers in the form of higher prices,” she says. [You know that this will be the case!!!!!]

Security breach surge  [METABANK advertises that they are the largest processor of bankcards. We must wonder if METABANK has been negligent in their customer service here]

In the past few years criminals have grown increasingly adept at breaching the systems of merchants and processors that store or transmit consumers’ payment information. [Why is the USA’s banking system still using the magnetic strip bank card system still?]

In a report published this month, Javelin Strategy & Research found the number of notified credit-breach victims who suffered fraud increased 340% from 2010 to 2012, resulting in $4.8 billion in fraud losses.

According to the study, 15.8 million consumers were notified their card information was compromised in 2012.

The Target theft is the largest such corporate breach since 2007, when TJX Companies (TJX), which owns discount retailers TJ Maxx, Home Goods and Marshalls stores, disclosed that 45.7 million credit and debit cards were exposed to possible fraud. TJX’s computer systems were breached over the course of two years, beginning in 2005. The data breach ended up costing the company $256 million. In that case, attackers gained access through a wireless regional hub to intercept payment information.  [Hackers gained access through a WIRELESS REGIONAL HUB in 2005]

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by mrnd5 on December 13, 2010  •  Permalink
Posted in America doesn't even know how we start wars, and begin talking about change in the actions of Meta Bank and banks like it. Ask for Bank Reforms to Protect Consumers!!! Please focus your energy on this. We need all of your help we can get., AVIS uses bank cards processed by METABANK, Bank Reform and Proper Regulations are Needed, Bank Scams and how to deal with them, Best Western uses bank cards processed by METABANK, but horrible in practice: Bank Reform and Bank Regulation to protect consumers are needed, Complaints Against Meta Bank, Dollar General Pre-paid Card is Meta Bank, Dominoes Pizza uses bank cards processed by METABANK, End Overdraft Fees, garbage talk with big words, Green Dot is Meta Bank and Green Dot already has many complaints from customers, How did the assassins pay for their Meta Bank/Payoneer Pre-Paid Cards? Where else were these cards used?, Human Rights, Internal Audit Committee at Meta Bank, Just Curious About Meta Bank's Ad Placement, Macy's uses bank cards provided by and processed by METABANK, Meta Bank never accepts responsibility, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, Meta Bank uses empty verbiage, METABANK =TURBOTAX and both are scams, Netspend/Meta Bank makes life miserable, Omaha Steaks uses bank cards provided by and processed by METABANK, Overstock.com uses bank cards provided by and processed by METABANK, PetMeds uses cards processed by METABANK, Pre-paid Bank Cards don't work right, Sports Authority uses bankcards provided by and processed by METABANK, Stop Meta Bank, Target uses cards provided by and processed by METABANK, You may be dealing with Meta Bank under a different name
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Posted by mrnd5 on December 13, 2010

https://mrnd5.wordpress.com/2010/12/13/meta-bank-partners-with-these-stores-do-not-get-gift-cards-or-purchase-a-creditdebit-card-at-any-of-these-stores-since-petmeds-best-western-dominos-pizza-macys-omaha-steaks-barnes-noble/

Meta Bank and Network Branded Gift Cards; Don’t give gift cards if you want to simplify your life

This information was passed onto me, but it confirms everything that I have learned the hard way:

If you find a gift card tucked in your stocking this year, don’t assume that the information printed on the back of it is correct. In fact, there’s a reasonable chance that the expiration date and fee rules are wrong.

Some of those cards have already had the information taken off of them prior to their sale. It is just like pre-identity theft. You will be giving money to a total stranger.

Meta Bank is one of the major forces behind the Network Branded Gift Cards.

Check the expiration date.

Check to see if there are any fees required to activate the card.

This latest snafu is the result of a little-noticed change to the gift-card rules of the Credit CARD Act of 2009. The act requires that gift-card funds remain valid for at least five years and limits when and how often card issuers can charge certain fees. This may not be reflected on the already printed cards, but you as a consumer have rights!!!

A press release issued July 14 by the Network Branded Prepaid Card Association praised the amendment for preventing “the needless destruction of over 100 million plastic cards” manufactured before the new rules took effect. Extending the deadline also made sure plenty of gift cards would be available to shoppers during the holiday season, when 90 percent of all gift cards are purchased, according to the trade group.

The amendment includes a provision that’s supposed to help consumers avoid confusion about the mislabeled cards. Notice of the new rules must be prominently displayed on store signs or advertisements where gift cards are sold.

Compliance was spotty when we did an informal check in late October at a dozen stores in California, Missouri, and New York. Three of the stores had large signs on or near the card displays, as required. But three other stores had only small, hard-to-read notices of the new rules affixed to the card kiosks, and six stores had no signs at all.

Yet even if every store selling gift cards continuously announced the new rules over the intercom, that would only help inform card buyers. It’s card recipients who need the information so they can make sure they use the cards before their value is whittled away by fees or they expire.

Complicating things further, many states have stronger laws for single-retailer gift cards that provide protections in addition to the federal rules. For example, in Connecticut, single-retailer gift cards cannot have any fees or expirations dates, period. To see if your state has a gift card law, check the fact sheet on state gift-card protections posted on Defend Your Dollars.

Martindale says consumer confusion will peak this holiday season, while cards with the wrong information are still being sold. But that won’t end the problem. “If this year is like any other, a sizeable number of people who get gift cards will let them sit in their wallets for months or years before they decide to redeem them,” she says. “That means it could be some time before all the mislabeled cards are out of circulation.”

To avoid this confusion altogether, Martindale recommends that you consider giving cash or a check to your loved ones this holiday season. But if you still plan to buy gift cards, include a note warning your recipient that the card could contain incorrect information. The recipient can also request a new card with the correct information printed on it. As always, we encourage anyone who receives gift cards to spend them right away to dodge their many other gotchas.—Jean Pietrobono

All of the above information, you should read carefully and follow it carefully

*         *          *               *                  *

Don’t follow this NBPPC president’s advice:

Network Branded Pre-paid Card President says: “The world economy is increasingly shifting from cash to digital currency because of the security and convenience it provides. In this world of electronic payments, prepaid cards offer consumers, businesses and governments an efficient, cost-effective, and safe payment tool. I hope you enjoy learning more about network prepaid cards and the meaningful payment tool they are fast becoming. The NBPCA operates to provide education about these varied products and insure that consumers will have access to them!”

[Note: This is a marketing tool, and it sounds pretty good, but the way it has been implemented has made the consumers much more vulnerable to unscrupulous financial institutions. Had they not been out to get rich quick, this might have worked. Until the banks can get  a better moral ethics and moral code to work by, as consumers we should stay with what is tried and true. Where we know and understand the rules so that we aren’t being scammed is where we should stay until we are convinced it is safe to use the financial institutions, if that term can be applied to them.

The world economy is increasingly shifting from cash to digital currency  .   .   . unfortunately this has created a new predator in the financial industry from whom we need to protect ourselves. The Network Branded Pre-paid Bank Cards are not efficient, and they are not at all safe for consumers at this time. From our personal experience, the cards are not even formatted for the world economy and are already obsolete so what the Network Branded Pre-paid Card’s own president has to say about their card just isn’t accurate in reality or in practice. Stay away from this product!!!]

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by mrnd5 on November 2, 2010  •  Permalink
Posted in America doesn't even know how we start wars, Bank Reform and Proper Regulations are Needed, Big Corporations and Banks run the world, but horrible in practice: Bank Reform and Bank Regulation to protect consumers are needed, End Overdraft Fees, How did the assassins pay for their Meta Bank/Payoneer Pre-Paid Cards? Where else were these cards used?, Internal Audit Committee at Meta Bank, Meta Bank, Meta Bank charges customers for spending their own money, Meta Bank has a Prepaid Card to meet your specific needs, Meta Bank is nothing but a publicity scam, Meta Bank never accepts responsibility, Meta Bank never made any promises to their customers in their legal documents, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, Netspend/Meta Bank makes life miserable, Pre-paid Bank Cards don't work, Pre-paid Bank Cards don't work right, Suspicious Activity is within Meta Bank's internal practices and policies, Terrorism within the USA, What were Meta Bank's supervisors and internal auditors doing? Did they even exist? Why doesn't Meta Bank's Higher Ups ever know anything and have to push the blame around all the time?
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Posted by mrnd5 on November 2, 2010

https://mrnd5.wordpress.com/2010/11/02/meta-bank-and-network-branded-gift-cards-dont-give-gift-cards-if-you-want-to-simplify-your-life/

Bank Reforms are needed: Customers talk about experiences using Pre-paid cards – worth reading before you buy!!!!

reliance mobile/pre paidcard (Complaint)
Posted: 2009-08-18 by d.m. vardiwale
disconnection of mobilephone no 9510024806
i have purchased prepaid card on 2nd August 2009, i have provided all the documents necessary under trai’s guidelines to the same, After 6 days one massage i have received regarding submission of documents or company disconnect the mobile. i contact rcare and sole the problem and they…

[Poor customer service over and over again by banks that are either Meta Bank or like Meta Bank compounded by an indifference to their customer’s needs. Bank reforms are needed]

airtel Pre paidcard (Complaint)

Posted: 2009-08-02 bydhwsni vora

charges deducted wronglt evenry day and exotremlllllyyyyy bad afters sales feed back

Hi sir / Madam,

its my sincere request to you please help to get the issue solved.

I have a airtel connection pre paid sim card – friends and family card.

I m really reallyl harresed by this bloody company i have never ever seen such a disguesting company in my life…..

[Bank is indifferent to customer’s requests]

Visa Pre paidcard (Complaint)  Posted: 2009-03-09 byJulia can’t use I got my pre paid visa card today. Put $20 on it. I activated by phone call. By this evening, is still is not working. I am trying to pay for an item I bought through ebay. What is the problem? [Bank keeps money from customer although it belongs to him; why use pre-paid cards at all?]

pre-paid card (Complaint) Posted: 2008-05-05 by V.S. Patwal refund for not using Airtel Friends Chat I never used friendship.chat of Bharti Airtel. Just by opening the messages sent by the firm, Rs.25/- has been deducted. For the last two three months they have their own renewing this. It is requested that all messages from Airtel may be stopped immediately and amount deducted may be refu…[Another gimmick pushed on a reluctant customer]

pre paidcard (Complaint) Posted: 2007-11-26 by marilyn mccray refund talked to Mr. Nelson early ask about the deal he said he couldn’t give me the refund.the bank said to ask him for a copy of the draft cause he should not be able to draft my account as a checking its a saving.please some one help me this is not right they took the money on 11-07-07 a…

[The bank took her money through slick bank maneuvres. Are women scammed more than men? Are non-English speakers scammed more than English speakers? Just curious about Meta Bank since they do profiling anyway.]

Wal-Mart = Meta Bank (Complaint) Posted: 2009-02-26 bykat Walmart pre-paid card I purchased a Wal-Mart Pre-Paid Card and the sales clerk did not explain that we had to keep our reciept in order . to activate it. I can’t find my receipt and now how do I activate it. Does this mean I lost out on $100. 00? Not only that but i called the customer service and there a joke to nobody wants to help without the receipt...[Walmart keeps money from customer]

AirTEL Pre-Paid Life Time 999 Scheme (Complaint)

Posted: 2007-11-23 by VELU D 1 RUPEE LOCAL SCHEME , NOT ACTIVATED IN LIFE TIME PRE-PAID CARD .not activated in our pre-paid card. If you are not taking the necessary Action the same mail will be forwarded to your President SANJAY KAPOOR Bharat Airtel (President ). The below mentioned Two Mobile Numbers Required one ruppee Scheme activation immediately…[Bank keeps customer’s money from them]

Green dot =Meta Bank (Complaint) Posted: 2008-10-02 by Mr. M…pre-paid card does not work Ever since I purchased a green dot VISA card on August 28, 2008 I have not been able to use the $200.00 I loaded on to it. Today is October 2, 2008 and I still have not received my VISA cards and I still cannot spend my money because everytime I try to og on-line or purchase something over…[Bank keeping customer from his own money]

Airtel (Complaint) Posted: 2007-10-03 by Dev Kumar S Conversion of Post-paid to Pre-Paid card Request was given to convert my postpaid connection to pre-paid 25 days back. Was promised this would be done within 5 working days but still not completed.[Bank getting interest on your money]

I’ve been calling Airtel customer care since last friday but invein – My postpaid to got disconnected and finally…

Reliance (Complaint) Posted: 2010-03-12 byReena.MGSM card not activated took Rs 50 for the Pre-paid card. I submitted zerox of PAn card and artion card for proof of address. Now its more than 10 days the card is still not activated. When I contacted the retails he informed that the person who has carried the documents have submitted those to reliance and you card will be actiivated in 2 hours time …[The bank keeps the money from the customer for over ten days. Just like Meta Bank!!!! Bank reform is needed to protect customers]

NTB (Complaint) Posted: 2010-02-15 byDianne DewHundred Dollar Holiday Rebatewould receive a Visa Pre-paid card for $100. 00 dollards by mail. About six weeks later I received a post card stateing that I did not qualify for the promotion. I called the NTB where I purchased the tires and they said that I did qualify for the promotion and that they would get back in touch with me, but they keep giving me the run around…[After she bought the service and the TV set, they tell her she did not qualify? That is just not right!]

Direct TV (Complaint)

Posted: 2010-02-03 byH.M.F.I.C*2010 Unauthorized Bank Charge they did not accept pre-paid card as a payment I need to give them a real checking/debit card in order to start my service. So I got my Visa check/debit card and paid with that! A day later I look at my account and Direct TV took $25 three times from my credit cards. Twice from the pre-paid card they didn’t authorize…[Bank reform is needed that will protect the consumer.]

First Plus Platinum Credit Services (Complaint) Posted: 2010-02-03 byMakrov Rip off Well I only use a pre-paid card when on line. Thank goodness. For the last three weeks every time I put money on my card and buy from Spiegel’s or JcPenney they zap my money off my card for government grants, voice mail services and activation fees. It is a real headache. I don’t even have a credit card with this company and no one seems to have a number in which to get in touch with them with…[Are Spiegel and JC Penney working with Meta Bank now too? Pay cash. Bank locally.]

NETSPENT/PREPAID DEBIT (Complaint)  Posted: 2010-01-30 byFernando Dickerson

UNATHORIZED BANKDRAFT I don’t want no pre-paid card from you. Return my money…[Netspend is one of the most complained about services offered by Meta Bank.]

A.R.C AMERICAN READING CLUB (Complaint)

Posted: 2010-01-15 byjohnson3464 SCAM I USE TO BE AN EMPLOYEE OF ARC UNTIL I STARTED BEING NOSEY AND LOOKIN THRU ACCOUNTS I I STARTED SEEING THAT IT WAS REALLY A SCAM AN THEY WERE STEALING PEOPLES MONEY I STARTED LETTIN MY NUMBERS DROP SO I COULD GET TERMINATED. JUST TO LET U ALL KNOW THEY ARE NOT SCARED OF THE BBB THEY LOL AT…[Yes, the company was making interest income from the prepaid cards.]

only 1 visa (Complaint)

Posted: 2010-01-13 byM75803 Complaints Unlike a Visa credit card, this is a pre-paid card and like a lot of Americans have debt and are subjects to wage garnishment from IRS or for child support. Since this card is pre-paid, that keeps the customer from having wages garnished. Just ONE of the benefits of the card. So stop complaining…[I have often felt that Meta Bank places this website Complaints Board here.No one should be trying to get out of paying child support.]

green dot prepaid creditcard (Complaint) Posted: 2009-10-14 bymurrietagurl26

False account information  earlier this year I purchased a green dot pre paid card well I needed to use it again yesterday to pay my insurance so I called to ask what the status of my account was and they said it was overdrawn by $9.90 ok that’s fine they also told me if I added the funds to my account using a …[ a big scam]

Fido (Complaint)

Posted: 2009-10-03 byKalun

Customer Services

9:00 pm and got my pre-paid card. That shows the professionalism in Fido…

Master Card/credit cards (Complaint)   Posted: 2009-09-26 byMoneybags denied Master Card and it was a pre-paid card. I never got my refund for purchasing the card or the card. I thought that it was a regular card with a $5000 limit. My credit reports need fixing (2 of them) and I’m unable to fix them because I ‘m unable to work right now so I have limited income…[Meta Bank will lead you to think that their prepaid card will help, but it won’t and they will fix it so that you will end up paying much more in fees. Stay away!!!!]

GE Money Banks (Complaint) [GE is using Meta Bank now]

Posted: 2009-09-15 byKara Overcharged It is states on the packet that the pre-paid card comes in “Your temporary Walmart MoneyCard Visa is activated for immediate use everywhere you can swipe your Visa Card with in the United States, as well as online, by mail or over the phone. ” I have called the card’s distributer, Walmart Corporate, and the MoneyCard’s customer service several times have not been helped in anyway nor have my mother and I been able to contact a supervisor because it is apparently impossible to speak to the head of any of the divisions…[ That is correct. Stay far away!!!!]

Chase Bank (Complaint) Posted: 2009-08-29 byCONSUMER72 CLOSING ACCT WHEN I HAD FUNDS IN IT 00 via a pre-paid card, received a confirmation number, called the chase rep back, gave the confirmation number and was told its not good enough they need proof by the form of a letter from the agency. i called back the agency, and was told they have no access to chase, it being a financial instituition, and that they do not report to the chex system ??? again, wtf ? I than had two different reps telling me two diffeferent stories, and the funny thing is, all they had to do was take the $$$ out of my account if indeed i owed them, which i’m really starting to question ! SO, INSTEAD, THEY ARE SHUTTING MY ACCOUNT DOWN NOW, EVEN THOUGH I HAVE PAID WHAT THEY SAID I OWED, AND SINCE THEY FROZE THE DAMN ACCT, I WILL HAVE TO SUFFER THE PENDING TRANSACTIONS THAT DIDN;T GO THRU, WHICH I’M SURE I WILL BE CHARGED 35…[This sounds like Meta Bank]

Acai Berry Detox (Complaint) Posted: 2009-08-17 byMsNata money being taken out of account’s Hey out there to everyone that has been tricked out of money for free products and things…Don’t give up on being able to get thing’s for a trial period please don’t this is what you do…

Go to wal-mart or a check cashing place that sell’s prepaid credit card&#…[Worst advice possible!!!!! This is Meta Bank!!!!]

tri financial llc (Complaint)  Posted: 2009-08-12 byray bay rude and very nasty hello i took a loan out from cash net usa i think last year. and when i did barrow the money from them i did have a bank account. something happened with my bank a web site was taking money from my account. i had it set up with them so they could take it out i had to close my account due t...[The bank doesn’t care about you. They just want money.]

gdot online visa (Complaint) Posted: 2009-07-12 byShirley Richardsbilling address I purchased a new pre-paid card, and it tells me my billing address is incorrect! It’s frustrating me because I puchased the card and can’t use it! Please Help!…[Meta Bank takes your money and will not let you access it, typical for Meta bank]

PaidForFree.Com (Complaint)  Posted: 2009-07-07 by Garold

ScamOr a pre-paid card, you don’t need. 😮 This is the SCAMThey make it mandatory that you choose something to buy or else, but they say you don’t have to, BUT YOU HAVE TOO!. The last straw came when they sent me confirmation and that I had agree to a subcriptions to get more junk mail to receive more junk mail…

Walmart MoneyCard (Complaint) Posted: 2009-07-02 bykmcgurrell     Walmart = Meta Bank

will not activate card, make me wait 7-10 days for a refund[Major complaint about the pre-paid card is that the bank takes your money and keeps it from you]

200 dollars onto the pre-paid card. I needed this pre-paid card to pay a bill online. When I attempted to activate the card online, I was given an 800 number to call, to complete the activation. Of course the office for the 800 number was closed so I waited untill the next day and gave them a call…united pharmacy/Viagra (Complaint)

Posted: 2009-06-25 bySamuel SDpicer

Debit credit card/No item shipped

Ticket#2009062410009259 Dear Samuel Spicer, We have successfully received your order E20-670502

After unsucessful attempts to email them. Thye still has not responded.

submiItted a request for 30 Viagra Pills+1 free they debit my credit card for $57.27…

Heretaunga Dairy/Foodmarket (Complaint) Posted: 2009-06-15 bySharon

Purchasing of Pre Paid Phone

I went to buy a $20 vodaphone pre-paid card and was told that as the service was free I had to spend a minimum of $2. 00 at the diary otherwise they would not sell me a prepaid card. Need to know if they are within their rights to demand this…[What a gimmick!]

Advanced Wellness Research (Complaint)

Posted: 2009-04-24 byNicole

Unauthorized charges

I bought the trial which said, clean your teeth for only $6.95. Now they say I signed up and have charged me $85.92 and $81.30. I called and they are in India and will not refund my money. I have not received the products. My credit card was a pre paid card, I will file a dispute, but not …

NetSpend (Complaint)

Posted: 2009-02-18 by Parker

Unauthorized charges If you must use a pre-paid card I recommend green dot…[Why? Meta Bank!!!!]

CREDITING UNAUTHORIZED CHARGES TO CUSTOMER
California
United States

i’ve been a customer of greendot since 2005 or 2006. throughout the years, i’ve had a history of months of a few dollars in reload, to months in which i made a modest amount of reloads. the month of January 2010 has been a bonanza–in the dollar amount i’ve loaded into my card–roughly $6900!!! followed by February in which i’ve so far loaded nearly $2000. which is why i’m more so aggravated to be sitting down at 4:30am writing a letter to collect a mere $143.49!!!

on January 31, 2010, having loaded $400.00 onto my card, i ordered food from a chinese restaurant for about $16, paid for a hotel room. for about $73, and was shocked to be declined when i tried to buy gas later that day due to lack of sufficient funds!!!

when i checked online, i noticed 4 UNAUTHORIZED items PENDING:

3 charges for $75.00–from an arco gas station from which i’d only made a purchase of $23.00

a charge for $143.00 from a walmart in lancaster, ca–a place i’ve never been in my life!

i promptly called greendot and reported it a a theft! i told them i wished to press charges and have the perpetrator arrested. i also asked that the money be CREDITED to my account immediately! i was told it could not be done then–since it was still pending–that i should wait till after its posted to ring back, that it would then take 3-5 days for it to be credited. i requested a new card and asked for fast delivery, since i was staying in a hotel.

i was told to load $30 onto the card to cover the fedex OVERNIGHT charges. i got the card AFTER FOUR DAYS! what was the point of paying all that money–if the mail took as long as regular mail? i asked repeatedly if i’d get it overnight and was told yes. it was sent Sunday–so i thought…Monday–Tuesday tops…did not get it till Thursday! this ended up costing me $73×3 (nightly rate for hotel) since i couldn’t very well go home let my card be received after i’d checked out!

after the charge to walmart was posted, i called back and had the most horrendous experience with greendot to date!!! nobody i spoke to seemed to fully understand me; they’d be stuck and repeat a phrase over and over–whether or not it reflected or concerned what i was saying. when i asked to speak to a supervisor, they’d put me on hold till the dial tone came on. when i asked to speak to a supervisor on american soil–who speaks english as a FIRST language, they simply hung up on me!

my level of frustration got so high, i became afraid for my health, (i have very high blood pressure) so for 2 weeks, i steered clear of calling greendot…when i finally called, i was told first that they couldn’t help me b’cos the charge had been posted–meaning the merchant now had the funds, so it was out of their hands–that I SHOULD CONTACT WALMART MYSELF AND TRY TO EXTRICATE MY STOLEN MONEY FROM THIER CLUTCHES!!!

i went totally nuts and said no way–that i’d waited for it to post because i was told BY GREENDOT–that only then, could my money be credited to my account…i requested they retrieve the recording of my calls (don’t they always say they’re recorded for “quality assurance”?) to prove that greendot reps, did indeed say so. he acknowledged that was indeed, the policy–wait till it posts, then have your money credited into your account–something i’d done many times before–find an unauthorized charge, call greendot and its credited in a few days?

why has this been sooooooooooo problematic–and in a month that i loaded more money onto my card than ever? i asked and i’m asking…why is it that i never saw those $75×3 to arco–$225 (which had been SUBTRACTED from my total CASH balance) in the CREDIT column of my card statement.

in a world where even the tiniest mom and pop shops are going green and paperless, why won’t greendot EMAIL me records from my OLD card which i no longer have access to, but very much need for my records and taxes?

why am i the one going through all these headaches, when according to your policy and employees, i did EVERYTHING i should have done: [Now this is a change. Meta Bank usually blames the customer. You still have the problem though and Meta Bank has your money]

i reported the theft and requested credit SAME DAY it occurred.
i called back after it was posted–when i was ASSURED it would be a matter of days till i got my money back.
i requested a cancellation of the old card and ordered new one–at an expense to me.
i requested an investigation and let it known i wished to press charges.

having done all this, why am i having so much difficulty retrieving my hard earned CASH, when the thief who stole it had such an easy time using my card WITHOUT being in possession of it, WITHOUT my identification and authorization? isn’t it greendot’s REPONSIBILITY to make it MORE DIFFUCULT FOR THIEVES to steal from its customer’s card? why does greendot expect me to contact walmart and investigate by myself?

why can we no longer speak to americans or english speaking staff IN AMERICA DURING BUSINESS HOURS–9-5PM? i mean, i understand outsourcing calls AFTER business hours, but not 24/7! this has led me to lose confidence in greendot–as if going offshore is one step closer to its bigwigs soon taking all our CASH and bailing to some exotic offshore company, where they can’t be touched by the US.

that’s why i’ve put LESS money on the card this month–and depending on how this letter is handled, why i’ll be taking my business elsewhere–it seems clear its not appreciated by greendot. finally, due to my negative experiences with greendot lately, i have decided to warn other unsuspecting prospects by posting this letter–as is on complaints board dot com–check it out…you’ll find i’m not the only one complaining about your poor services>>>>>>>>>>>>>>>>>>>>>>>>>>

http://www.complaintsboard.com/?search=greendot&everything=Everything

If you wish to dispute a transaction that has posted to your statement

i unequivocally DISPUTE the transaction made at walmart lancaster on January 31 2010 in the amount of $143.49. i did not make the charge, did not authorize it, have NEVER been in that city AND CAN PROVE IT!

I HEREBY DEMAND THAT THE SUM OF $143.49 BE CREDITED TO MY ACCOUNT AND THAT EXPLANATION BE GIVEN AS TO WHY$225 FROM ARCO ON SAME DAY HAS NEVER BEEN SHOWN CREDITED TO MY ACCOUNT.

if this is not handled to my satisfaction, i shall call upon dateline nbc, 60 minutes or 20/20 to investigate your practices.[Please do this!!!!!]

[Then right under this complaint are two ads for “green dot” pre-paid cards. I think that Meta Bank puts up this Complaints Board website just to let people blow off steam and hope that they will do nothing more after that. ]

Wal Mart (Complaint) Posted: 2009-01-03 byshannon  pre paid visa

you buy a pre paid wal mart visa card and guess what wal mart does’nt even exept them on there own on line ordering web site!!! they will still take the money off the card and you have to wait up to 30 days to get it put back on or some how convince visa to do it! there accuse is it i…[Yes, this would of course be true]

RequestaGrant.com (Complaint)

Posted: 2008-12-09 byGINA

FRAUD

I recieved a phone call also, I went to web site and the recording said to try to file for a grant to help me pay bills and morgage. I was not sure about this so I bought a pre paid visa card for 25 dollars. the charged it 2.95 at first, then charged the card the balance on it. Thank god I…

Ultra green tea (Complaint)

Posted: 2008-10-13 by Ra

Over charging account  [Oh this is interesting and you cannot reach the company to get it fixed]

Load up a pre-paid card with a Visa logo on it for the amount of purchase for the amount of a product, so that way if the promotion states 5 dollars for s/h then that is all you are willing to lose, if something goes awry…

VIVIAN ANDREWS (Complaint) Posted: 2008-09-04 by VIVIAN ANDREWS

CANNOT USE VISA

I’M SORRY I BROUGHT THE VISA PRE-PAID CARD. I WANT MY MONEY PUT BACK ON MY TEMPORARY CARD…Universal Adventure Online (Complaint)

Posted: 2008-08-20 by Kelli

taking fees offcard

approx 4 months ago I was contacted by this company saying I had won a free trip. It turned out they wanted money for the trip. They said I had entered online (I do not recall ever entering any contest online) I turned the trip down (after i HAD GIVEN THEM MY CREDIT INFO as i was uncomfort…

Airtel (Complaint)

Posted: 2008-05-10 by M.D.KRISHNA MOORTHY

Post paid coneections

day and Pls load the Pre-paid card it will be activated within 9 Hrs. But so far it was not happened. We value your association with Airtel. Warm Regards, Vigneshwari But No body retruned back for the same, I have wiated upto 03. 05. 2008, But no Reply…

Hutch – Mumbai (Complaint)  Posted: 2007-09-19 by Prakesh

Unfair business practice in India

practice in India for pre-paid card services. My pre-paid minutes were erased and validity period was shortened. I purchased Rs. 500 recharge voucher of validity of one month and loaded that on a prepaid card. After 6 weeks, without any usage the minutes are erased. Following are the unfair practices of Hutch… [This is like a lot of people have experienced with Meta Bank]

Ever Private Card Company (Complaint)Posted: 2007-05-07 by Kellie LaShell Evans

This needs to be turned in to the BBB [Good luck]

I was charge 49.99 by this company and I did not give them permission to debit my account. I did apply for a pay day loan and was turned down, and I remember the pre paid card popping up and I closed the screen, because I am not going to pay to get a debit card and I already have one from …

Airtel (Complaint)

Posted: 2007-01-13 by Balaji H Narhare

Card blocked after 8 months

I’ve bought Airtel Pre-paid card(9892895408) 8 months back at our office from a airtel agent or employee? namely Mr Kuldeeep that time we bought more than 10 card for other college also, from 5th Jan’07 my incoming and outgoing calls blocked by Airtel, when i inquired about blocking at costumer care they said they need to verify my SIM number which i’d changed few days ago, and asked me to go any Airtel gallery i went to Vashi gallery and they verified my SIM number and told me that my connection will be started within 1/2 hour but connection not work then i call CC(121) and this time CC rep…

Airtel (Complaint) Posted: 2006-12-09 by Dr.Anupam Zutshi Incoming calls blocking!

I am a holder of the Airtel pre-paid card. For the past one-week my incoming calls have been blocked. On contacting AirTel executive at customer care I was informed that this was due to the reason that my card was not verified. I had been contacted for verification prior to this and had given AirTel executive my address and had set a time for him to meet me and collect the required documents, however he did not turn up then and yesterday also on talking to your executive I again fixed a time for him to collect the documents today…[Meta Bank’s service is a lot like this]

TracFone Wireless (Complaint) Posted: 2006-10-11 by Gale Cheated and lied to me buy, and can use a pre-paid card on, and it would be good anywhere in the United States. The phone he gave me was faulty, and kept going out over and over losing the air time I had placed on it. The last time it went out, nothing could be brought up on it at all. I called the company on three different occasions, each time it happened…

Cingular (Complaint) [ Typical of Meta Bank]

Posted: 2006-08-16 by Zack Do not refill Go Phone Cards

Used up my minutes on my plan a week before my account automatically refilled. Bought a Go Phone Card at Walmart.

Tried to enter the # and was eventually told by customer service at Cingular that I could NOT re up for more time using a pre paid card. [This is a problem that many Meta Bank customers have also found]

Now I hav…

Reliable Plumbing & Electrical Work – Derrick Chua (Complaint Comment)Posted: 2010-03-16 bymysgdiy.com rocks

Downright cheating

“Register one Pre-Paid Card? Ar U Challenging Our SPF or U watch too many cartoons? Go and try it out and i reali want to C c c -OO- and did U visit my vehicles? One at Jelapang Blk 527A Multi-Storey Car Park and another at Beside BLK 185 Bedok North Rd. Alamah i waited so many days liao…Wide World Soft Baky AZ (Complaint Comment) Posted: 2010-03-08 bySinger Wanted

Anti virus/ Credit Card Fraud

My advise is to use a pre-paid card that only has enough credit to do the purchase of an item for that specified amount. They can’t use it later because there no credit on it and will forget about it after trying a few times. You can alternate between a couple cards over time to throw them off for a longer period of time…[Meta Bank doesn’t work like that though]

Green dot prepaidcard (Complaint Comment) Posted: 2010-01-25 by TFG Card Solutions

monthly fee

Instead of purchasing a pre-paid card, ask your payroll department to contact www. tfgcard. com and get a payroll debit prepaid Visa. Your pay is direct deposited to your account and many of the fees are waived when using for payroll…(NO DON”T DO THAT  EITHER. JUST BANK LOCALLY!!!!)

Smokes51 (Complaint Comment)

Posted: 2010-01-22 bykdenyt  On-Line E-mail Scam

I use a Netpend pre-paid card. After 15 days they send you a card with your name on it -it’s a mastercard. It sucks a little because they charge a 1. 00 for every transaction and it cost about 4. 00 to activate it-but I only use it on line-when I see something I want to order I put just that amount of money on it-it keeps me from being screwed by these scams-they can TRY to charge me but there won’t be any money there!…

Smokes51 (Complaint Comment)Posted: 2010-01-22 by kdenyt

On-Line E-mail Scam

I only use a pre-paid card for this very reason. To cancel your order: 1-877-657-3244. This is so nasty-I wanted to STOP smoking not injest just nicotine. Good Luck…

Wal-Mart / MoneyCard (Complaint Comment) [Meta Bank]Posted: 2010-01-22 by jobuck

Money card from nightmare.

i can’t even get my walmart visa pre paid card activated wallmart just ate my 50$ up thank god i just put 50 bucks on it i will shop else were up walmart an there foreign support target trys to buy american made products i will shop at walmart no more walmart rip off . john

H&R Block EmeraldCard (Complaint Comment)

Posted: 2010-01-09 by Tax Prep

Emerald card scam/rip off

and deposit, not some pre-paid card which has too many loopholes and continues to treat your refund as a loan. They want you to get involved with the card so that they can continue to charge you fees and you lose money every time you use it. If you are fortunate to get the 2 day RAL or card refund, immediately take it to your bank and they will take the money off the card and afterward if you want to keep their card as an emergency pre-paid, you can do so by placing maybe $50 to $100 on it and pay a $1…

Straight Talk (Complaint Comment)

Posted: 2010-01-02 by FarmerGal

Phone service

money back for the pre-paid card. I called the service line with straight talk and got no where (surprised?) and corporate is not open for me to talk with them. Funny thing is. the corporate line offered for me to leave a message. however when I tried it told me that the mailbox was full! HA. I am calling the local news station for help with this and will be placing other phone calls to anyone else I can think of…

Search results 95 matching “pre-paid card”

Etisalat (Complaint Comment)

Posted: 2009-12-02 byjaymnoble4

ETISALAT IS STEALING CREDIT FOR IPHONE 3G

Same thing happen to me, I purchased an iphone 3GS at Du, but since I have my existing etisalat sim card, i disregard my du post paid sim, but every time I put credit in my etisalat pre paid card, just overnight all my credit turned out to be -2.99 AED (negative!!!) I tried to unlocked my …Achieve Card Mastercard (Complaint Comment) [This is very curious!!!]

Posted: 2009-11-26 byclo1971Scam I learned quite a bit about pre-paid cards. NEVER have your paycheck direct deposited to a standard pre-paid card. Some branches of The Federal Government and numerous State and Local Govs. & Agencies as well as businesses have started offering pre-paid payroll cards for the un-banked. Most are offered by big name brand financial institutions and have to abide by strict rules such as your entire paycheck must be available at the time of the wire transfer/direct deposit and not withdrawal limits…[Be sure that your pre-paid payroll card has no fees attached to it and that it is not managed by Meta Bank. Many people have complained about this way of being paid. Just have your check deposited into a locally run and owned bank or be paid in cash.]

Lanphier Associates (Complaint Comment)

Posted: 2009-10-30 bybtown

Lawsuit Scamgo to Wal-Mart get a pre-paid card and that it needed to be International in order for them to process it I asked him why does it have to be International if you are located in Califronia he told me that California is far from Texas so it has to be International. He says that they will take me to court if I don’t take care of this today…[I had wondered if some of the people on the phone were stupid or just lying to get more money from me. Which is it?]

CigArrest (Complaint Comment)

Posted: 2009-10-30 byitsjusmeFalse advertising, Cigarrest are crooks!

because I was using a pre-paid card and got hit a dollar something convenience fee per transaction). Then suddenly they tried to take $99 something. Luckily I had no money left on the card (wasn’t expecting the charge but it shows everytime someone tries because I get hit fees when transactions fail too)…Maria Duval (Complaint Comment)   [I wonder if some of the people writing in after this actually read this complaint about the prepaid card???? The bank’s make interest from holding your money]

Posted: 2009-09-23 by KuimomFRAUDI did give her my pre-paid card like credit card from the store. i got no money there. be smart i just cut the card. she cant get more money from me. i dont like that she found out where i live and keep sending me the information. all drama. NEEDED stop. any concern. report to police and call law enforcment…walmart /money store (Complaint Comment)[Yes, report this as a crime. It is a crime!!!]

Posted: 2009-09-19 by Blondie Joyowes me $85.42

} Reload this pre-paid card {2. } Add funds to PayPal for instant online spending {3. } Make a same day payment, cell phones, utility bills, credit cards, etc. So YES they are reloadable, because I have now re-loaded it 4 times since. and wonderful option to be able to add funds to your PayPal account, because I buy things on-line all the time especially Amazon… (Note: This person has just been lucky so far – However, I suspect that Meta Bank may actually run this site)

NAPW-National Association of Professional Women (Complaint Comment)

Posted: 2009-09-15 byMtgPlanner

Scam/Fraud/Deceit

I ALWAYS forget about this:received the letter in the mail and after googling napw I decided I will send the pre-paid postage card in WITHOUT my information. Hey it’s the smallest of payback maybe anyone else that does their homework and sees the complaints will do th…[Be sure that none of your contact information is on that material or else you will be paying whatever forever]

Walmart Prepaid visa (Complaint Comment) Posted: 2009-09-01 byRPeterson

took my funds of 250.00 and wont refund any thing

the day) purchases pre-paid card for us to get some groceries, etc for things we needed immediately for us and our kids. I go online to activate card and am told activation was stopped and to click button for refund. Instead of clicking refund button I called the activation number on the pre-paid card…[Note pre-paid card activation was stopped after taking the person’s funds…That is the problem with the pre-paid cards!!!!!! Then for other people to write telling people to use the pre-paid cards is absolutely ridiculous. They have not read what this person just wrote!!!]

DTECH Evolution (Complaint Comment)

Posted: 2009-08-27 by wastakenfor

SCAMMERS

on my debit account(pre-paid card) it shows Dtech evolution. So I quess they just 550. 00 from me…

Googincome (Complaint Comment)

Posted: 2009-08-26 by mateoash

Misleading advertising

Its hard to avoid these scams when all of us wanna earn a little extra, I joined up with these scamers but fortunately I used a pre paid card, so it was no god to them.

BIG TIP, before signing up for any of these things use twitter or face book to find groups of people who have been…Acai Berry (Complaint Comment)

Posted: 2009-08-09 by A.Smart

Acai Scam

Just BE Smart get a pre-paid card dont use credit cards i used a card that you deposit money and it’s visa i paid the product and you wont have to wory about being charged again for me the product worked and i wasnt charged again SIMPLE…  [Note: This is why I wonder if it is Meta Bank’s website. The pre-paid cards are not being properly loaded. What else is there to understand?]

sears, rebate center (Complaint Comment)

Posted: 2009-07-11 by debik

rebate never recieved after 4 months

I will not be using the sears pre-paid card since i will not be shopping there again…[Meta Bank]

Encore Marketing Group (Complaint Comment)

Posted: 2009-07-07 by staci0729

Grocery Voucher Scam [ A college student reports that “This scam has came to Indiana”

This scam has came to indiana, I am a college student and of course i felt since they were adversting on the local station that the radio who have done it own reasearch before running such commerical, but it down shady to me so i figured if i was to it i would be put on a pre paid card tha…

Advanced Wellness Research Inc/Pure Acai Berry Pro (Complaint Comment)

Posted: 2009-06-23 byMariposa1982

No Contact with Comany

use a PRE-PAID card!! I do it allll the time. so I am not charged ANY hidden fees. H. E. B has pre-paid cards that do not charge to re-load. like Ace Cash Express does…

(Note: Do not trust any pre-paid card at this time until proper bank regulations are put in place to govern them in the USA. I often wonder if Meta Bank actually runs this site so that their customers can simply let off steam but not take it any further where it would do some real good?)

Blazingwords.com (Complaint Comment)

Posted: 2009-06-13 by PAULINE DONNER

unaurthorized withdrawal of funds from my mastercard account

saw a charge on my pre-paid card. Fortunately I did not have sufficient funds for them to complete the transaction. Who are these people and how can they be stopped? P. Donner… (Good question)

National Readers Service (Complaint Comment)

Posted: 2009-03-19 byant3daly

faulty sweepstakes/magazine subscriptions

I have a Mastercard debt pre-paid card. The kind where you put money into the card. Basiclly one of those cards you can use for direct deposit when you don’t have a bank account. The lady on the phoe talk very qickl andtold me that someone woujld be calling me back asking me to rate her prefrmance…

Sirius Satellite Radio (Complaint Comment)

Posted: 2009-03-15 by woef

Stealing my $50 pre-paid giftcard

I have many Complaints on Sirius and still never got connected. But this is out of the scope of this topic. Back on Topic:I too Had a $55 dollar Gift card from Best Buy for Sirius, I come to find out my hundreds of Dollars invested, that you can not sign up… Direct TV, Inc (Complaint Comment)

Posted: 2009-03-12 by McDonald

Unauthorized use of my debit card and Identify Theft

nightmare! Bought a pre-paid card and our own converter for our RV. With the card we were covered for 3 months, no payment. Direct t. v. never added the pre-paid card to the account, AND they are billing us for the converter as a rental! Even sent us a box demanding we return it! After two months, we notice that they got ahold of Best Buy, retrieved our credit card and ran it for $820…

Grant Funding Search (Complaint Comment)

Posted: 2009-03-11 by kitty white

Offered CD for 1.99 & then debited my bank account $70.00  [Maybe buying on line isn’t a good idea after all]

number and my card is a pre-paid card, they tried 4 times to take 14. 99 off of my card. well needless to say i only has 5. 00 on my card so they didnt scam me but for only 1. 98, when using the internet you must get a pre-paid card. you can purchase them just about anywhere wal-mart ect. just try to be smarter than they are…

My Cashmaster (Complaint Comment)

Posted: 2009-03-08 byfosters6924

unauthorized withdrawl

95 from our a pre-paid card we use for my husband while he is gone, luckily we did not have any on it and they wont force pay anything if funds are not there?. but I am calling them anyhow and then the card company/bank to let them know of this scam…

grantline pro cd (Complaint Comment)

Posted: 2009-02-14 by Flynno

unauthorized withdrawal of my debitcard

Thank god I used a pre-paid card with no money on it, because when I called for Tech support they said my 7-day trial was up, and they are due 59. 99! When I asked for a reset, so I could start over and actually get my 7-day free trial, they just up and cancelled the account, and said, “You will be unable to access the site, and I have cancelled the account, you will not be due any additional funds…

Acai Noni (Complaint Comment)

Posted: 2009-02-11 by mary beltran

charge me for thefull amt.

but i dont use credit cards i use pre-paid card. i’ll keep you posted if they get there money…

walmartmoneycard Visa prepaid (Complaint Comment) [Note: I hope that this system works for you. I suspect that the rest may be paying for your attitude on this. Please just use cash in the future for items that you actually need.]

Posted: 2009-01-28 by Lamont Rowan [Walmart = Meta Bank]

walmart pre-paid debit cards of an overdraft on a pre-paid card. Wal-Mart you need to rethink this…

Pure Acai Berry (Complaint Comment)

Posted: 2009-01-27 by Trish

What a scam

If you really read the disclosures on the bottom of the page when ordering, you would have read that it’s a 14day free trail from the day of shipping and if you don’t return the product within that 14days after shipping or call them to cancel, a charge will be made to the same cr…

walmartmoneycard Visa prepaid (Complaint Comment)

Posted: 2009-01-27 by Debbi

walmart pre-paid debit cards

I tried to activate the pre-paid card but they said that w/o my ss# they can’t!!! So, I called the # at the Billings, Mt. [877-937-4098] and SOPHIA told me that they will refund my money and I will recieve a ‘check’ in the mail within 7-10 business days for the full amount since I did not even activate it…

Search results 95 matching “pre-paid card”

Sort by: Date | Popularity | Natural Search

H&R Block Emerald Card 11-17-08 (Complaint Comment)

Posted: 2008-12-05 by reddolphin

Cash Advance

Last year they offered a pre-paid card, this is a expansion of that program that is a line of credit. Anytime you are applying for credit, chances are you are going to have a credit check. You can read about it from the two links below. http://hrblock…[Meta Bank doesn’t do credit checks]

Extreme Acai Berry (Complaint Comment)

Posted: 2008-11-09 by Cathy Lanier

[send email]

cannot cancel my order

so I always use the pre-paid card and only put enough money on the card to cover the purchase I am making at that particular time. This is just my practice, I guess I have always been afraid of someone getting my account information and making charges that I didn’t authorize. Thanks to everyone for all the feedback…[Note: I have wondered if Meta Bank sponsors this website at times?]

Central Coast Nutraceuticals, inc (Complaint Comment)

Posted: 2008-11-04 by Nada Clyne

[send email]

sent products I didn’t order and charged my creditcard

I only use a pre-paid card when buying online and I only ever put money on it when I plan to use it immediately. It’s a really good safeguard against crap like this! Good luck dealing with these people…

EZ1Rate (Complaint Comment) [NOTE: The problem has been with the pre-paid card. I hope that you continue to have good luck with this system.]

Posted: 2008-10-27 by CreightonScam/GasCard

the store and buy a pre-paid card and we’ll call you back tomorrow to get the date” I started laughing. when I told him I couldnt afford to buy a pre-paid card he just said o. k and hung up…

The Grant Professor (Complaint Comment)

Posted: 2008-10-21 by Romel Reyna On line grant ripoff

A pre-paid card from Ace check cashing. Good I didn’t have direct deposit on the card or else I would have got taken for the 69. 00. I should have known somthing wasn’t right when the CD wouldn’t load on my Cd player. Thanks for this site I will be seriously careful next time. And of course I am purchasing another card with a different account number…

GE Money Bank (Complaint Comment)

Posted: 2008-10-19 by Frances Bernay-Cohen

Cheating customers!

learned not to buy any pre-paid card ever again. This is a total scam and I wish I would’ve found this site before I slipped on my face with this so called -. I hope there is a lawyer that still believe in justice for all and take this as a class action case. If so contact me too. Thank you for reading this post and for the ones who didn’t research this bank first like the rest of us then I suggest you warn everyone around you I sure am…

Gold Coast (Complaint Comment)

Posted: 2008-10-11 by Susan Maurerfree gas card scam

to see if I have the pre-paid card to pay for the shipping and handling. His number showed up on my caller ID and I am putting him on blast 909-842-9142. He is calling from Ontario, CA. I did report his number online for abuse. I think a copy goes to the FCC. He may be a telemarketer. I will tell him once again to remove me from his calling list or he should be fined… Grant Research Guide CD (Complaint Comment) [NOTE: Don’t assume that anyone has stepped up to help out. Be more proactive.)

Posted: 2008-06-13 by Aracelis Quinones

Unauthorize charges

yeah i just got scammed but luckly i used a pre paid card so i would like too say wow why would these people want to scam fellow americans well you know what goes around comes around you reap what you sow times commen to reap it!

Airtel India (Complaint Comment)

Posted: 2008-05-24 by Rahul Sanghavi

Airtel Bangalore customer care sucks!

Dear Sir/Madam, I have Airtel Pre-paid card my mobile number is 9731451719 initially it had been activated and it was working but lateron it is not working means it is barred initially I had not submitted the address proof but second time i have submitted all documents which are required 1…

WC Explore USA (Complaint Comment)

Posted: 2008-03-29 by janis denton

Charged my credit card without my permission!

scammers as they used a pre-paid card I have. I am disputing the charges with my card company. Thank goodness it wasn’t my Bank Visa or Masterdard. I called the number and they were closed but said to call back on Monday, so we’ll see what happens. I would just like to know how they got my card number and through which other comany I may have done business with on the internet…

http://www.greentea.performancehealthusa.com (Complaint Comment)

Posted: 2008-03-21 by JANET

performance health usa green tea diet

what the !$#%^&(&^ Well I went for the whole $3.95 shipping charge and told them no more charges where to be be made without my permission.I check my account and they had tried to charge me for $79.95.I sure am glad I gave them a account number on my pre paid card, so they did not …

Grantconsultant (Complaint Comment)

Posted: 2008-03-17 by Anton Profitt

Unauthorized debit of check card!

I gave him the number to a pre-paid card to wich there was just enough to cover the s/h charges, so if they try to charge anymore they’re SOL. Come on people be smart if someone says something is free theres always a catch. Remember nothing in life is free…

EDP Reporting.com (Complaint Comment)

Posted: 2008-02-24 by eva

They took 159.95 out of my account

I am not interested in a pre-paid card from your company. I did not authorize my checking account to be debite for the amount of 49. 95. MY checking account #372833954 ; my routing #for my bank is 036001808. PLease credit my checking account back in the amount of 49. 95. I DO NOT WANT A PRE-PAID CARD FROM THIS COMPANY…

Airtel Website (Complaint Comment)

Posted: 2007-09-26 by Prabhu Bondalapati

Online password forgotten!

Hi,

I have submitted application on saturday 22nd september 2007 to convert my airtel pre paid card into post paid. An airtel agent came to my residence and I have filled a form and paid Rs. 600 for the same. He told me that my connection will get activated on monday afterno…

Secret CashCard (Complaint Comment)

Posted: 2007-08-05 by Aaron Davis

Threatening phone calls to my place of employment!

when I signed up for a Pre-Paid card but I’m informing the B and B about this. I told them that to and I said I was gonna call them and bug them everyday at Ever Private Card Service until I leave for Rochester, NY until I get my money put back in. They said that the 49. 95 was a one time fee…

Airtel (Complaint Comment)

Posted: 2007-06-21 by Preeti Agarwal

Sim card is not activated!

I have a Pre-paid Card with Hero-Honda Skim. My Honda Skim Sim Card No. 899198000006070957 9 (Cell No. 9998927607) was stolen at 05-16-07 and i locked that card two days after that day via Dhebar Road, Airtel Branch, Rajkot. Then i go to Dhebar Road Branch and ask about start the Airtel above mentioned number again…

Ever Private Card Company (Complaint Comment)

Posted: 2007-05-08 by Christine Sanchez

This co. has messed up my account!

Yeah this same company did exact same thing to me… I was applying for a pay day loan as well and i dont remember actually giving this company permission but they say i ordered some kind of pre paid card from them or something but i have yet to receive anything from them so wtf did i pay…

Visa Homeland (Complaint Comment)

Posted: 2007-04-30 by Cris Alejandrez

Withdrew money from my account without authorization

95??? You can get a Western Union pre-paid card for $20. What a scam!!! Make sure you read “ALL” the fine print and never, never, never give your bank info Online. This is a lesson learned the hard way. Hope this info helps and is a warning…

20 ways to save on a shoestring (Article Comment)

I do my laundry where I can use a pre-paid card, and I buy that, plus any other things I will need for a month (gas, cigarettes, etc. ) as soon as my check hits the bank. I’ve arranged so all my bills come due at the same time. When all the bills are paid, I am free for the rest of the month and my reputation is in good standing…[Note: what place does this person get their prepaid card at?????)

Wi-Fi Scam (Video Comment)

i gave my credit card # to people pc.com to start a dial-up account in june for a friend,and was guaranteed that that eas to be the only time charges were to be from that card.the acct was cancelled a month later because the access phone #turned out to be a toll #(300.00).my card then was …

[I was curious enough to check out the ways that Twenty Ways to Save on a Shoestring Did that: The ideas work if nothing out of the ordinary happen and if you are fortunate enough to be able to live within your income coming in each month. Every month money should be set aside in savings if possible. Using cash would be a visible sign to a person that there just isn’t any more money left on a card. This has been the real  problem. Banks have allowed people to spend money they do not have. At that point they go into to extremely high overdraft fees perhaps without even knowing this. Spending real cash money would let people, especially children know exactly what money they still had let to spend. Saving is very important for staying out of debt and having very good health coverage and other insurance for emergencies that our income cannot possibly cover is best. The insurance industry is more like a major puzzle for most people.   Most of the people who have written in are speaking about how the banks who provided them with the pre-paid cards abused the contracts they had together. If the provider had just obeyed the rules then these problems would not have happened. Banks need to be better regulated; they have become far too greedy. For those people who have not yet been scammed, I am happy. I happen to know that Meta Bank is studying how to scam you at this moment though so you should not feel too blaise nor comfortable nor self-righteous because banks like Meta Bank don’t care about you as a person, they just want more money.]

Leave a comment
by mrnd5 on March 18, 2010  •  Permalink
Posted in " A Five-Step Guide To Real Financial Reform", America doesn't even know how we start wars, and begin talking about change in the actions of Meta Bank and banks like it. Ask for Bank Reforms to Protect Consumers!!! Please focus your energy on this. We need all of your help we can get., Apex Prepaid Cards = Meta Bank, Bank Reform and Proper Regulations are Needed, Bank Scams go international, but it is still Meta Bank's same service and poor quality, Dollar General Pre-paid Card is Meta Bank, End Overdraft Fees, garbage talk with big words, Human Rights, Indifferent Americans use this as a defense mechanism but it is just shortsightedness since they can and will be scammed by Meta Bank too - stop being so arrogant and proud - it just makes you look st, Just Curious About Meta Bank's Ad Placement, Meta Bank and Banks like it are the source of the bad economy - stop talking about any politician at any point in history, Meta Bank charges customers for spending their own money, Meta Bank is nothing but a publicity scam, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, Meta Bank uses empty verbiage, Netspend is not easier, Netspend/Meta Bank makes life miserable, Pre-paid Bank Cards don't work right, Stop Meta Bank, Suspicious Activity is within Meta Bank's internal practices and policies, Terrorism within the USA, Xoom and Meta Bank are one in the same, You may be dealing with Meta Bank under a different name
Tagged , , , , , , , , , , , , , , , , , , , ,

Posted by mrnd5 on March 18, 2010

https://mrnd5.wordpress.com/2010/03/18/bank-reforms-are-needed-customers-talk-about-experiences-using-pre-paid-cards-worth-reading-before-you-buy/

Do you recognize any of Meta Bank’s affiliates on this list? It is a long list and the list is not by any means complete.

Every card on this site is by Meta Bank – Don’t get one!!!! Unless you want a life of misery!

Glenbrook Research – Musings on Mobile Payments by Carol Coye Benson

Bank of America ®Learn More About Recent Changes To Annual Credit Card Fees Plus More.

http://www.BankofAmerica.com

Prepaid Visa Debit CardFree Bill Pay & Direct Deposit. No Overdraft Fees. Guaranteed Approval

http://www.READYdebit.com

Prepaid Visa Credit CardsNo Credit Check. No Interest Fees. 100% Approval. Apply Today!

http://www.rushcard.com

Reloadable Debit CardOfficial Site. No Credit Check. Free Direct Deposit. Get Yours Now!

http://www.SecureCardSignup.com

Get Visa Gift CardsSay ‘Thank You’ with a Visa Gift Card. Easy Ordering, Low Fees.

http://www.gift2go.net/GiftCard

Prepaid Debit ProcessorCreate custom, innovative prepaid programs quickly and securely.

http://www.EcommLink.com

Prepaid Visa RushCardFree Prepaid Visa Debit Card No credit check, apply today!

http://www.rushcard.com

Capital One® Credit CardSelect from great rates and rewards Visa or Mastercard. Apply Now!

http://www.CapitalOne.com

MetaBank

Welcome to the News View for “MetaBank”.

Here, on these archive pages, you’ll find all of the articles on Payments News for MetaBank listed in date sequence beginning with the most recent article at the top of the page.(Publicity by Meta Bank)

Click here for a complete listing of what’s available in the Payments News Archive – organized by both posting date and subject category.

Subscribe to Payments News!

Ads by Google  Greendot Card  Payments Card Mastercard  Payments News

December 03, 2009

EA SPORTS Launches Prepaid Visa Debit Card with RewardsElectronic Artshas announced that it has “made it easier for loyal gamers to buy their favorite EA SPORTS™ titles with the launch of the first-ever EA SPORTS branded prepaid debit card. The reloadable prepaid debit card enables users to receive a percent back from every purchase at thousands of brick-and-mortar and online retailers to redeem points (“EA SPORTS Rewards Points”) that can be used to purchase select EA SPORTS game titles.”(Meta Bank encourages people to spend, spend, spend. Get in more debt, debt, debt. Cause that is good for Meta Bank alone and not you!)

READ MORE »

November 02, 2009Western Union Launches Prepaid Visa Gift CardsWestern Union has launched a new Visa prepaid gift card and greeting card offering enabling consumers to send the gift of money using Western Union branded prepaid gift cards available at http://www.WesternUnion.com.(So Western Union is now affiliated with Meta Bank.  That is really too bad for customers.)

READ MORE »

August 11, 2009 A Look at Meta Payment SystemsMeta Financial Group has reported its financial results for its third fiscal quarter of 2009. Included are the results of its Meta Payment Systems business unit, one of largest prepaid card issuers in the US. MPS quarterly revenue grew by 68%, up from $10.3 million in fiscal 2008 to $17.4 million in 2009. Non-interest income for the quarter more than doubled from $7.6 million in fiscal 2008 to $15.7 million, or 107%, in 2009. MPS said the growth in non-interest income was spread among its prepaid and credit programs.(Meta Bank is making a lot of money and that is how they promote themselves to partners.)

May 14, 2009

A Look at Growth in Prepaid at Meta Payment SystemsOne of the leading network-branded prepaid card issuers in the US is Meta Payment Systems, a subsidiary of Meta Financial Group. MFG reported financial results for the first quarter 2009 earlier today – and included a business segment breakout report for MPS. MPS’ results included quarterly net income of $3.5 million and revenue of $36.4 million, up 139% from the same quarter last year. MPG also reported the filing of eight patents during the quarter (three provisional and five non-provisional and international) and 32 patents since the inception of MPS relating to the addition of functionality and ancillary products to prepaid cards.                           March 12, 2009

A Look at Lower Fee Network-Branded Prepaid Cards

In today’s Deal of the Day column on SmartMoney.com, Lisa Scherzer writes about “The Pitfalls of Prepaid Cards” – noting that “Prepaid cards may not come with the sky high late-payment fees or APRs of traditional credit cards, but they do carry a slew of other charges.” She goes on to recommend four network-branded prepaid cards “whose fees are a little more palatable than others” – including two from MetaBank, the Wal-Mart Money Card issued by GE Money, and the new Current Debit Card by Discover.(Meta Bank has had a lot of complaints about their service!!!!! This is publicity. Meta Bank and their affiliates are not who anyone wants to use!!!)

June 19, 2008

Meta Payment Systems Partners with Fiserv, TransUnion for iAdvance

Meta Payment Systems has announced it has contracted with Fiserv and TransUnion “to enhance the next generation of its award-winning iAdvance product. The partnerships enable Meta to expand its short-term, small dollar loan alternative that is accessed immediately on a MetaBank-issued prepaid card.””(Most people complain about the iAdvance card. It is like the Payday advance and perhaps worse. This is publicity!)

READ MORE »

June 09, 2008

Springbok Services, Visa Announce Prepaid Card Agreement

Springbok Services and Visa have announced an agreement that enables Springbok to offer Visa-branded prepaid card programs. According to Springbok, “the addition of the Visa brand allows Springbok to pass along Visa-specific advantages to its clients, which use Springbok prepaid cards for reward, incentive, promotion and rebate programs. Springbok prepaid card programs are designed to positively motivate behavior and enhance loyalty among corporate employees and/or their customers.”(Think about what this involves for the citizens. Meta Bank works competitions to get the underpaid employees to push the cards but their friends and families who buy them will be scammed.)

READ MORE »

April 16, 2008

AAA Announces Enhanced Prepaid Card Program With Visa

(Meta Bank has given terrible customer service with the AAA VISA TRAVEL CARD. Don’t buy it!!!!) AAA has announced it has enhanced its prepaid card products using Visa Inc. and MetaBank as key program partners. The new AAA Visa TravelMoney card and Visa Gift card are now available at participating AAA locations across the country.

READ MORE »

February 25, 2008

Meta Payment Systems Introduces iAdvance Credit Alternative(IAdvance has so many complaints from customers. Do not go for this card!!!!)

Meta Payments Systems has announced “the iAdvance Line of Credit for the millions of Americans who are unable to access affordable, small dollar credit.”

READ MORE »

August 07, 2007

The GreenPay MasterCard Credit Card

(A Marketing Gimmick and nothing more!!!!)Fintura Corporation has announced the GreenPay MasterCard credit card – calling it “a new eco-friendly rewards credit card in the United States where the reward proposition goes directly toward the purchase and retirement of carbon credit offsets. The GreenPay MasterCard enables conservation-minded consumers to fight global warming with every card purchase.” The card is issued by MetaBank.

READ MORE »

July 31, 2007

FSV Payment Systems, Meta Partner with Parago

Parago, a provider of rebate,( Rebates???? When do they ever arrive? If it is in the form of a prepaid card, how will that really work?) incentive and promotion solutions,(Incentives? Many times the money isn’t on the prepaid gift cards or there are fees to get your own money.) has announced “FSV Payment Systems has been selected as a strategic partner for prepaid services. In the newly formed partnership, FSV Payment Systems will manage prepaid card processing while their partner, Meta Payment Systems will provide issuing bank services.”(Netspend has a lot of complaints made about it. Don’t go for Netspend)

READ MORE »

May 03, 2007

TIO Networks Launches Prepaid Cards at Exxon, Mobil Convenience Stores

ExxonMobil, along with TIO Networks Corporation and NetSpend Corporation, has announced the launch of the TIO Prepaid MasterCard at participating Exxon and Mobil convenience store locations across the United States. The card is issued by MetaBank. (People have complained about having trouble getting these cards reloaded)

READ MORE »

April 23, 2007

Who’s News – Payments Professionals Management Changes

(Meta Bank gets other people to do their dirty work so they can get richer and richer. You will only get a small cut)

We have received news of the following recent management changes:

▪ Scott Galit has
been named Executive Vice President of the Meta Payment Systems unit at Meta Financial Group. According to Meta, “Galit is a pioneer in the prepaid card industry and most recently was Senior Vice President of Global Prepaid Products at MasterCard Worldwide. Prior to joining MasterCard, Scott was SVP and GM of First Data Prepaid Solutions.”

Announce yourself! Have you recently taken on a new position in the payments industry? If you’d like to share the news with your colleagues, be sure to tell us about it. Are you looking for a new payments-related job? Or are you needing to find someone great? Checkout the Payments Jobs job board.

February 20, 2007

Debit Cards For Immigrants

(Meta Bank targets the most vulnerable                                                                                                                         and also seeks out other’s achilles tendon)

Erika Hayasaki writes for the Los Angeles Times about the Sigo card – a prepaid MasterCard debit card designed for immigrants. Sigo cards are Issued by MetaBank and marketed by IDT Stored Value Services. More information about Sigo is available on their website.(Publicity not written by immigrants nor their spokespeople)

December 30, 2006

A Look At SiGo

(Publicity: written to try to get you to feel good about scamming Immigrants for Meta Bank)

In an article titled ‘Immigrants Wary of Banks Put Faith in New Card”, Steven Greenhouse writes for the New York Times about SiGo, a prepaid MasterCard debit card issued by MetaBank and distributed by IDT Stored Value Systems. Greenhouse reports that cards are an “ideal tool for 30 million workers, both foreign-born and native, who lack bank accounts and often face high check-cashing fees and frustrating obstacles in paying bills.”

December 13, 2006

Visa USA, MetaBank Launch Visa Prepaid Contactless CardsVisa USA has announced “the launch of its first contactless prepaid cards, providing consumers a faster and more convenient way to pay and offering merchants increased revenue opportunities, increased throughput and improved customer loyalty. MetaBank will be the first financial institution to issue the cards.“

November 15, 2006

PAYjr Prepaid MasterCard For Teens

(Meta Bank will only abuse young people. They always go after the most vulnerable. Please bank locally. Meta Bank is where good ideas go all wrong when put into practice.)

PAYjr, a free online money management system for teens, has announced it is now offering a prepaid MasterCard card, issued by MetaBank, as a companion to their online PAYjr service that helps parents teach their teenagers how to manage their allowance and develop better spending habits.

Catwalk Distribution Offers Industry Debit Card For Models

(Meta Bank is looking for yet another achilles’ tendon. Do not buy into Meta Bank on this card!!!!!)

Catwalk Distribution in partnership with Trycera Financial, has announced the Model Prepaid MasterCard, a “full service financial tool designed to help professional and aspiring models and actors manage their finances smarter, faster and safer than ever before.”

The following are all affiliates in one way or another of Meta Bank. Keep your life simple and easy by staying away from having anything to do with Meta Bank. Any idea that may have been good, always go wrong when it is done with Meta Bank because they are blinded by greed.

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Facebook

Fair Isaac

FiCentive

Fidelity National

Fifth Third Bank

Finance 2.0

Financial Crime

Financial Fraud

Financial Independence

Financial Literacy

Financial Planning

Financial Regulators

Financial Technologies

Finovate 2008

Finovate 2009

FinovateStartup

Firethorn

First Annapolis

First Data Corp.

Fiserv

Fleet Cards

FleetCor

Flexible Spending Account Cards

FonWallet

France

Fraud Management Institute

FS-ISAC

FSTC

FSV Payment Systems

Galileo Processing

Game Payments

Games

GE Consumer Finance

GE Money

Gemalto

Germany

Gift Cards

Glenbrook

Glenbrook Payments Education

Global Payments

GlobalCollect

GlobalPlatform

Google Checkout

GoPayforit

Government Payments

Green Banking

Green Dot

Guardian Analytics

Health Savings Accounts

Healthcare Payments

Heartland Payment Systems

Help With My Credit

Home Equity Loans

HomeATM

HSBC

Hypercom

ID Analytics

ID Insight

Identity Management

Identity Theft

ImageSpan

InComm

India

ING Direct

Ingenico

Innovation

INSIDE Contactless

Interac

Interchange Fees

International Payments Framework

Internet Retail

Intuit

iovation

IP Commerce

iPad

iPayment

iPhone

Ireland

Jack Henry

Japan

Javelin Strategy and Research

JCB

JP Morgan Chase

Key Bank

Know Your Customer

Korea

Kount

KushCash

Kwedit

Law Enforcement

Lending

Lending Club

LexisNexis

Litle & Co.

Loyalty Programs

M-Com

M-PESA

m-Via

Malaysia

Market Platform Dynamics

MasterCard

MasterCard Foundation

Maxis

Mazooma

mChek

Medical Payments

Mercator Advisory Group

Merchant Accounts

Merchant Acquirers

Merchant Cash Advances

Merchant eSolutions

Merchant Funded Rewards

Merchant ISO’s

Merchant Link

Merchant Payment Solutions

Merchant Risk Council

Merchants

Merchants Payments Coalition

MetaBank

Metavante

Mexico

mFoundry

Mi-Pay

Microfinance

Micropayments

Middle East

MobiBucks

Mobile Alerts

Mobile Banking

Mobile Coupons

Mobile Deposit Capture

Mobile Money Ventures

Mobile Payments

Mobile POS

Mobile Technology

Mobilians

Mobillcash

Mocapay

Moneta

Money

Money Blogs

Money Transfer

Moneybookers

MoneyGram

Monitise

mopay

Mortgage Payments

Motorola

Moversa

mPay Gateway

Mpayy

MySpace

NACHA

National Australia Bank

National Payment Card Association

NCR

Near Field Communication (NFC)

Neteller

NetSpend

NeuStar

nFinanSe

Noca

Nokia

Non-Profit Payments

Nova Information Systems

NTT DoCoMo

NXP

NYCE

Oberthur

Obopay

Offer-based Payments

On-Line Strategies

oneTXT

Online Banking

Online Gambling

Online Resources Corp.

Orbiscom

Overdraft Fees

p2p – Person to Person Lending

p2p – Person to Person Payments

PA-DSS

PaidByCash

Pariter Solutions

Patents

Patria Services

Pay By Touch

Pay It Green Alliance

paybox

PayByCash

Payday Loans

Payfone

PayforIT

PayMate

Payment Application Data Security Standard

Payment Stickers

PaymentOne

Payments Blogs

Payments Events

Payments Fraud

Payments Jobs

Payments News

Payments News – Headline News

Payments News – Top 11

Payments News – Usage Tips

Payments Strategy

Payments Views

Payments-R-Us

Paymetric

Paymo

Payoneer

PayPal

PayPal Mobile

Paypoint

Payroll Cards

Payroll Services

PaySimple

PCI Compliance

PCI Security Standards Council

Pen or PIN

Peppercoin

Personal Financial Management

Phishing

Phoenix Managed Networks

Planet Payment

Plastyc

PlaySpan

Point of Sale (POS)

Powered Cards

PRBC

PreCash

Prepaid Cards

PriorityCommerce

Privacy

Private Label

Processors

Prosper

Pulse

Purchasing Cards

QSecure

Qualcomm

Quick Service Restaurant Payments

RBC

RBC Mobex

RBS

RBS WorldPay

Ready Financial

Recurring Payments

Red Flags

Remittances

Remote Deposit Capture

Rent Payments

Retail Decisions

Retail Gift Card Association

Revolution Money

RFinity

Risk Management

RocketBux

Russia

Santander

Sapphire Mobile

Scotiabank

Sears

Secure POS Vendor Alliance

Secure Remote Payments Council

Secure Vault Payments

Security

Semtek

SEPA

ShopText

Smart Card Alliance

Smartpay

Social Banking

Social Finance

South Korea

Springbok Services

Square

Strawhecker Group

Subscription Payments

SunTrust

SVPCO

SWIFT

SwipePay Mobile

Sybase

Taggo

Tax Payments

TCF

Telrock

Tempo Payments

TextPayMe

Thailand

ThreatMetrix

TNS

TowerGroup

TransactionTree

Transcard

TransCash

TransFS

Transit Payments

TransUnion

Travelex

TrialPay

Trumpet Mobile

TSYS

Tuition Payments

TWINLINX

TwitPay

Twitter

TxVia

Tyfone

UATP

UK

UK Faster Payment Service

Ukash

Unbanked

Union Mobile Pay

UPIC

US Bank

USAA

VantageScore

Vending Payments

Venture Infotek

Verifi

Verifone

Vesdia

Vesta

Viewpointe

Vindicia

VIPGift

Virtual Currency

Visa

Visa Europe

Visa IPO

Visa Mobile

VisaNet

Vivotech

Voca

Voltage Security

Wachovia

Walk-In Payments

Walmart

Washington Mutual

Web Technology

Web/Tech

Weekly Wrap

Welcome Real-time

Wells Fargo

Wesabe

WesPay

Western Union

Who We’re Watching

Wire Transfer

Wired Benefits

Wireless POS

Wright Express

Xoom

Yodlee

Zong

Zoompass

Zopa

Zuora

Do you have Glenbrook on your side?

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These are all Meta Bank affiliates – Stay away if you want to be safe and happy
1 Comment
by mrnd5 on March 18, 2010  •  Permalink
Posted in " A Five-Step Guide To Real Financial Reform", America doesn't even know how we start wars, Bank Reform and Proper Regulations are Needed, Bank Scams go international, but it is still Meta Bank's same service and poor quality, End Overdraft Fees, How did the assassins pay for their Meta Bank/Payoneer Pre-Paid Cards? Where else were these cards used?, Human Rights, Indifferent Americans use this as a defense mechanism but it is just shortsightedness since they can and will be scammed by Meta Bank too - stop being so arrogant and proud - it just makes you look st, Internal Audit Committee at Meta Bank, Is Lisa being set up by Meta Bank to take the next fall for their actions? Watch for the next developments., Just Curious About Meta Bank's Ad Placement, Meta Bank and Banks like it are the source of the bad economy - stop talking about any politician at any point in history, Meta Bank charges customers for spending their own money, Meta Bank has a Prepaid Card to meet your specific needs, Meta Bank is nothing but a publicity scam, Meta Bank never accepts responsibility, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, Payoneer uses top- of - the line secure technology and stringent regulations for customer authentication and identity verification, Steve King (R-IA) received large campaign donation from James S. Haahr of Meta Bank, Stop Money Laundering, Suspicious Activity is within Meta Bank's internal practices and policies, Terrorism within the USA, What were Meta Bank's supervisors and internal auditors doing? Did they even exist? Why doesn't Meta Bank's Higher Ups ever know anything and have to push the blame around all the time?, What would Americans have to say about Meta Bank's service over the years??, Xoom and Meta Bank are one in the same
Tagged , , ,

Posted by mrnd5 on March 18, 2010

https://mrnd5.wordpress.com/2010/03/18/do-you-recognize-any-of-meta-banks-affiliates-on-this-list-it-is-a-long-list-and-the-list-is-not-by-any-means-complete/

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