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METABANK Scams their customers over and over again

youre not aloneyou’re not alone

Nov 14, 2009

 

 

I purchased an Only1 prepaid debit card for gasoline purchases to avoid using my bank checkcard and to pay at the pumps. The card I purchased was a $100.00 card.

The total cost was $106.00 at the register.

The following morning I tried to use the card at the pumps only to discover the card was only good for in store purchases.

I prepaid for $20.00 worth of gas and left with the intention of spending the balance immediately and eliminating the card.

Imagine my surprise when 30 minutes later I discovered the balance on the card was $5. Thats right!!! I paid $106.00 for a card with a purchase value of $25.00

Please complain to everyone , everywhere until we get the proper customer service we need as consumers….METABANK hasn’t provided proper customer service and they apparently don’t have any intention of giving proper customer service…. As consumers we must speak up for our rights!!!!!

METABANK: fast-paced, progressive, innovative culture

METABANK

Careers

Here’s your opportunity to put your talents to work in the quickly changing financial industry.

Quickly changing!!!?? So fast that the rules given to the customers when they open an account will never be applied to their account. This is based on our own experience having used METABANK and found their customer service to be unacceptable.  Quickly changing??? Why? To keep one step ahead of the law? It sure  looks that way to consumers.
MetaBank and Meta Payment Systems (a division of MetaBank) are seeking talented, self-motivated technology, information systems and business professionals to become a part of our fast-growing team.
Fast-growing team…. what does this mean? Technology and information systems skills seem appropriate, but our experience using METABANK found their operation to be anything but appropriate. 

If you enjoy a challenge and thrive in a fast-paced, progressive, innovative culture with a company who is on the leading edge of the financial industry, we’d like to talk to you about joining our team.

 

You must decide if this is really the right path!!!

Fast-paced,

progressive

The term “Progressive” is a

Part of Speech: adjective
METABANK’s Definition for the way

they do business is being “PROGRESSIVE::

liberal; 

growing

Here are some of the Synonyms

for PROGRESSIVE, a.k.a. liberal; growing:

accelerating, 

advanced,

advancing,

avant-garde*,

bleeding-heart,

broad,

broad-minded,

continuing,

continuous,

developing,

dynamic,

enlightened,

enterprising,

escalating,

forward-looking,

go-ahead,

gradual,

graduated,

increasing,

intensifying,

left of center,

left*,

lenient,

modern,

ongoing,

onward,

open-minded,

radical,

reformist,

revolutionary,

tolerant,

up-and-coming,

up-to-date,

wide

Here are some

“Antonyms” for the way

that METABANK describes how they do business:

conservative,  

moderate

Personally, I would rather have a conservative and moderate bank holding my money on my behalf.           METABANK is the opposite of what I expect and need from a bank. METABANK indicates that what they do will be radical. How radical and will what METABANK offers suit your needs as a consumer as a radical banking service…. Sorry, customers, I know that what you received from METABANK was anything but service.

Ok, so, METABANK is one huge ‘pain in the neck’ for consumers. So many consumers have complained about how poorly they were treated by METABANK over now a period of many years, far too many years. It is almost that METABANK perceives the number of complaints they get from their customers as one of the signs of their standard and/or guidelines for what constitutes success.

We would prefer to use a bank that is conservative and moderate in the way they are handling our cash money for us on our behalf.

The only thing that METABANK is on the leading edge of is taking the US over the edge…

… The way that METABANK does business is not acceptable!!!

Simply don’t use a METABANK PRODUCT? Not as easy as it may seem!!! 

Inspired by their early success in scamming the underbanked, METABANK never could be satiated and moved out to seek other targets to scam. You could be holding a METABANK card now and not even know it. METABANK gets a partner company…. METABANK wines and dines, i.e. carefully courts the CEOs of partner companies to get them to market the METABANK PREPAID CARD for them, and you may not know that you have been sold a METABANK PREPAID CARD…

… METABANK has found a get rich quick scheme that works for them. METABANK fails in the area of proper and appropriate customer service in spite of some organizations solely created for the single purpose of giving out customer service awards to METABANK. METABANK, itself, created the organization that gives METABANK the award for outstanding customer service.

It is part of the scam by METABANK CEOs who have a greedy and narcissistic view of the world. METABANK doesn’t care at all about quality customer service. If they did, customers wouldn’t be complaining over and over again about them.

Intensifying applies to how METABANK ramps up their scam through the way they do publicity. Escalating also describes how the METABANK scam of consumers has affected our economy in general.

METABANK’s definition of success is inappropriate, greedy, self-centered and contrived to stack the cards in their favor and to the great disadvantage of anyone who is unfortunate enough to have become their customer. The rules change in METABANK’s “FAST PACED MIND SET” of success.

innovative culture

The adjective ‘innovative’ is defined as creative
Synonyms for           innovative  include: 

 

 

avant-garde, 

breaking new ground,

contemporary,

cutting-edge,

deviceful,

ingenious,

innovational,

innovatory,

inventive,

just out,

leading-edge,

new,

newfangled,

original,

originative,

state-of-the-art

 

As consumers, we must ask ourselves if these attributes listed above are what we really want from the bank where we choose to bank.

‘Device’ means an explosive contrivance; a bomb.

Synonyms for ‘device’ are appliance, gadget, contrivance, apparatus, gear.

Deviceful means ‘Full of devices’ – Consumers have complained that they feel tricked by METABANK and that they would never have agreed to the terms of the agreement in the way that they are and have been applied repeatedly to newly attained customers. However, as customers of METABANK we feel used and abused. Our faith in banks has been destroyed.

Deviceful and innovative are therefore negative attributes that we have found to be consistently present in the way that METABANK operates.

 

Antonyms: customary, habitual, old, traditional, uncreative,unimaginative

Within the antonyms for INNOVATIVE, we find included: customary, and traditional. Old is there too. Old isn’t a negative; Old can be the tried and true ways of doing things. In a bank, as their customer base, we want security, but we haven’t found it through our experience using METABANK.

METABANK may perceive themselves as being at the cutting-edge. Cutting-edge is a noun that refers to the ‘edge of a tools’ blade.’

When  ’cutting-edge’ is used as an adjective it may mean “At the latest or most advanced stage of development; innovative or pioneering.” The synonyms given for ‘cutting-edge’ are: edge, blade.

As former customers of METABANK, we were taken advantage of and abused by the way that METABANK does business. METABANK is off on the edge, but not in any kind of positive or fruitful way for humanity. As a blade, METABANK mows down their customers and then just moves onto the next targeted sucker to make them a METABANK customer.

Innovative Culture as far as METABANK is concerned only refers to being ‘way out there’ and not being in touch with their customers real and expressed needs. METABANK lies to their customers and treats them/us like dirt once they have the customers money and full control of that customer’s cash money.

Why does METABANK feel the need to lie to their customers while they have scammed them?

Why does METABANK create awards for their customer service given the number of customer complaints that are readily available online?

METABANK is some ‘newfangled’ use of the term bank. METABANK really is nothing more than a collections agency. To get customers to opt into selecting the services of a collections agency, METABANK uses lies in their skillfully written publicity. Unfortunately what is written in their publicity isn’t accurate in the way it describes how customers will be treated once they opt in; METABANK simply needs to get as many people to opt in as possible.

Newfangled is an adjective meaning “Different from what one is used to; objectionably new.” This is how consumers found the METABANK product …METABANK’s PREPAID CARD/DEBIT CARD is objectionable and METABANK doesn’t care that their product doesn’t actually provide a genuine service for customers. They just need more and more people as customers so they can scam them and get even richer. It is a disgusting trait for a business to have. The new technology has allowed METABANK to flourish using this scam. It is a scam of scale; that is the only way that METABANK is innovative in the sense that most of us would consider the term.

Why should a bank be fast-paced????

METABANK prides itself on having a fast-paced work environment.

METABANK seeks out multi-taskers, but research has shown that multi-tasking isn’t a desirable quality. Texting and driving are the clearest example we have been given. As customers of any entity, we want to be treated in a fair and just manner. We want the full attention and full focus of those we have contracted to serve us.

METABANK has this concept backwards and views their approach as some big deal approach. Time and time again we have told METABANK that they have failed to serve us.

METABANK wasn’t established to serve us as consumers/customers. NO, NO, NO, customers are only considered to be a tool by which METABANK gets rich and then richer. Well, their CEOs get rich. Those hirelings who have been instructed to lie to the customers barely make a living wage and many bank employees in Storm Lake, IOWA make below a living wage.

As consumers, we need well thought out services that actually meet our needs and that help us to achieve our goals. METABANK presents customers with a preconceived contract that from the start is abusive. It is all in the fine print, and it is a contract. Customers are mislead into believing that they will be receiving a real service in return. The truth is that METABANK is all over the place; METABANK changes the name they operate using to market the same piece of crap over and over again to new targeted customers and the scam begins anew.

“Fast paced” instead of well thought out traditional and conservative drives METABANK and fails to provide consumers with an acceptable product.

There is a reaction to this “Fast-paced” mindset coming about at this time. Americans no longer want to feel so driven. “Fast-paced” is a gimmick created by employers who thought they could get their employees to work harder and longer for less money. We are all beginning to see the light. METABANK has failed to listen to their customers time and time again. We want to receive a real service and not be lied to repeatedly. We see the scam that is METABANK….. All that we can do is to caution others so they don’t have to experience what we did by being a METABANK customer

The Slow Movement

For fast acting relief, try slowing down.
~ Lily Tomlin, Comedienne

Anything worth doing is worth doing slowly.

                                                ~ Mae West, Actress

 

We are living the fast life, instead of the good life.

                                        ~ Carl Honoré, author of In Praise of Slowness

The Slow Movement is a term describing a wide range of efforts taking place around the world that seek to connect us more meaningfully with others, with place, and with ourselves. It emerged as an effort to counteract the fast–paced, commodity–focused, unbalanced, and impersonal nature of much of modern human culture.

 

The main tenant of the Slow Movement is that by taking the appropriate amount of time to experience the various activities of our lives, we are able to get in touch with what is deeply satisfying and fulfilling.

The origins of the Slow Movement are with Slow Food which began in 1986 in Italy as a reaction to “fast food.”

Carlo Petrini founded the Slow Food movement to promote the use of fresh local foods, grown with sustainable farming techniques, prepared with love, and consumed in a leisurely manner in the company of good friends and family. He and others soon realized that food was just one aspect of life that benefitted from this type of attention and nurturing.

“Slow” eventually became shorthand for a philosophy and way of life that is now applied to many activities and aspects of life, or generally as Slow Living.
Carl Honoré has written and spoken extensively about the Slow Movement, most notably in his book In Praise of Slowness. He describes how slow has been adopted and adapted around the world. Here are some of the branches of the Slow Movement:

  • Slow Relationships – taking time to savor, deepen, and invigorate the important relationships in your life.
  • Slow Sex – read above again!
  • Slow Exercise – combining working out with time in nature or time with friends.
  • Slow Hobbies – doing something that feeds your soul and helps the planet at the same time.
  • Slow Work – being a craftsman at what you do, and doing it in service to others.
  • Slow Travel – enjoying the journey, experiencing regional flavor, and restoring your mind and body, and traveling closer to home.
  • Slow Clothing – creatively reusing clothing as well as making your own.
  • Slow Parenting & Slow Families – finding ways for your children to experience the joys of free time, creativity, and deep engagement with life.
  • Slow Education – learning new skills that help you be more connected to your daily life: cooking, sewing, music, repairs, etc. and that help you to stretch and grow.
  • Slow Money – using your money wisely and toward the things that really matter and that support the well–being of yourself, others, and the planet.

The list keeps growing and includes such things as Slow Bicycles, Slow Cinema, and some of our favorites:

Slow Living,

Slow Homes,

Slow Design,

and Slow Cities.
It is important to note that the Slow Movement is not about doing things slowly.

It is about finding the right speed with which to do something in a way that values quality over quantity, long term benefits over short term gains, and well–being of the many over the few.

That is worth noting. This is what needs to happen in the world now.

In the long run, many Slow Movement proponents would argue that slow can ultimately be faster, and certainly better, as we make decisions and act in ways that are more thoughtful and considerate than purely efficiency driven processes. 

One thing that isn’t slow about the movement is its growth. The time for slow has arrived as people around the world look for ways to focus on the more rewarding intrinsic values of their lives that are often and otherwise overwhelmed by technology, complexity, and a 24/7 world. We invite you to jump into the world of slow and discover how you would like to slow up and enjoy the good life.

 

Slow Money


What happens when we apply the principles of Slow Living to personal finance? Slow Money, of course!

This means making sure that our economic activity—earning, spending, investing, and general resource use—promotes the well being of not only ourselves, but other people and the planet as well.

METABANK’s whole philosophy and manner of doing business is contrary to this concept.

The roots of Slow Money are numerous and varied, and have been most recently expressed in terms of sustainable and green economics.

Some of this rethinking was inspired by Natural Capitalism (1989) which laid out the argument that natural resources and the services they provide have considerable value for human culture.

These include the water we drink, the air we breathe, the pollination that helps grow our food, and so on. Our well being is very dependent on the health of these natural systems, and we suffer the consequences if we fail to maintain them.

When it comes to human well being, the Fair Trade, cooperative, and micro–lending movements, among others, have sought out approaches to production, distribution, and investment that truly enhance the quality of life for those involved. As globalization has separated producers from consumers, and the human and environmental impacts have become diffuse, these efforts have created economic systems that ensure people are compensated fairly for their work and minimize any environmental damage.
In his 2008 book Inquiries into the Nature of Slow Money—Investing as if Food, Farms and Fertility Mattered, author Woody Tasch put forward the term Slow Money to indicate the environmental and human benefits of shifting investments into local food systems.

As it evolves, Slow Money is expanding beyond our connection with food to other aspects of Slow Living.

Ultimately, it invites us to consider the life-affirming opportunities for connection, meaning, equity, etc., that are possible as we go about the task of getting what we need and want.

METABANK’s practices are not life-affirming

We can buy food, and we can grow food. We can hire a service, and we can trade and share with friends and others in our community. We can go to the store to buy what we need, and we can borrow, barter, or turn to Craig’s List, Freecycle, garage sales, and the church bazaar. More and more creative alternatives are emerging all the time. Increasingly many of them make use of technology, the internet, and social networking as well as new types of real time organizations that value sharing, trading and cooperating for mutual benefit.

Other ways to practice Slow Money include the following:

  • Finding non-monetary ways to meet your needs that deepen connection and develop creativity—DIY, barter, share, trade, gift, etc.—with friends, family and neighbors.
  • Spending your money as an expression of your values. Buying local products and services from local businesses to enhance the economy where you live.
  • Supporting Fair Trade and other ethically and environmentally based businesses.
  • Banking at a local bank or credit union.
  • Investing in people and businesses you believe in. Volunteering for and donating to organizations doing good work in local communities.
  • Investing in healthy food systems: planting fruit and nut trees, growing a vegetable garden, creating fertile soil, infiltrating water into the ground, buying from farmers’ markets, supporting school gardens, starting a community garden, and buying local organic products.

Working to free yourself from any psychological issues you may have about money that drain you of life energy.

METABANK, the way METABANK operates is life-draining

Organizing your personal finances, and spending well within your means to grow a financial cushion for the future.

For our part, we are one of the growing number of businesses that is interested in offering services as part of a gift economy. We offer our clients the option of paying–it–forward such that each client is offering a gift to the next. This allows us to work with our clients according to their need, and not based on financial standing.

Like all aspects of the Slow Movement, Slow Money is a work in progress that draws upon many ideas from sustainability. The goal, as always, is to apply our creativity and develop life–affirming practices for the benefit of ourselves, our communities, and where we live.

 

May this serve as a cautionary treatise that elaborates for the general public that METABANK only perceives themselves to be out in the forefront of innovative banking practices. METABANK’s perception of reality and the way that things should be is limited by a self-serving and self-centered view of how the world should be. We do not share the same goals as METABANK.

METABANK doesn’t create nor build community in a positive and nurturing way. Quite the opposite, METABANK is a destructive force for all that we as a community of humanity need to become sustainable. METABANK is out to beat out the competition and to destroy the customer base; METABANK relies on a scale of numbers. Population numbers provide METABANBK with more and more people to scam every day.

Please be forewarned and stay far away from doing any kind of business with METABANK!!!!