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METABANK provides and processes Target’s Red Card

Target’s Red Card Hacked; Target’s Red Cards are Provided by and Processed by METABANK

 
Consumers report that they are unable to get in touch by phone with the provider of the Target Red Cards. Using the number on  the Target Red Card, consumers if they can get through only can hear a recorded message and then the call is disconnected.

Consumers report that when they phone the Target Store where they shop that they were told that Target can’t do anything to help them….. This is because META BANK is their collections agency and Target has no real control over the bank cards that have been issued for them by METABANK.

Part of the deal between Target.com and METABANK is for METABANK to have full access and full control of all of prepaid and credit cards. It may seem like a big financial solution to the partner corporation which is Target in this case, but METABANK hasn’t been a real friend to humanity at any time in the past.

Go to your own bank and put a stop or hold on the Target Red Card

We observe that in the face of encountering problems in the past that at the very moment that consumers need METABANK to step up to the plate to make their product safer than using cash, which is one of their foremost advertising promises, that METABANK becomes extremely unhelpful to their customer base.

We have found in the past that METABANK pushes the blame for any and all malfunctions in their product off on consumers themselves so that no consumer protections are ever put in place.

METABANK relies on the size of the population  and simply moves onto their next customer so they can repeat their scam.

Why is the USA still using magnetized bank cards? Problems with the magnetized strip have been highlighted for many years now. Europe uses a completely different system.

METABANK FAILS CONSUMERS ONCE AGAIN and those consumers may not even know they are a METABANK customer…. until now.

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Meta Bank partners with these stores: Do not get gift cards or purchase a credit/debit card at any of these stores since

PetMeds,

Best Western,

Dominos Pizza,

Macy’s,

Omaha Steaks,

Barnes & Noble,

Overstock,

and Target use Meta Financial, i.e. Meta Bank’s services

 These are Meta Bank Cards:Logo Companies

Take care of your selves. Do your research. Know who you are dealing with. Be warned.

Green Dot is marketed through CVS now.

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UPDATE

What to do if you shopped at Target during its data breach

By      
22 hours ago                      December 20, 2013

Consumers who shopped at one of Target’s 1,778 stores between Nov. 27 and Dec. 15 should check their credit and bank card statements for any fraudulent activity. 

Target (TGT) confirmed Thursday that it’s investigating a security breach that may have impacted as many as 40 million people.

The stolen data include customer names, credit and debit card numbers, card expiration dates and the three-digit security codes located on the backs of cards.

The breach affected transactions at Target’s bricks-and-mortar locations nationwide, not online purchases. [Curious, but also a lead for anyone doing an investigation into the origin of the problem.  The card processors and providers should be scrutinized carefully.]

Security blogger Brian Krebs first reported the breach on Wednesday. Krebs wrote that the type of data stolen “allows crooks to create counterfeit cards by encoding the information onto any card with a magnetic stripe.

If the thieves also were able to intercept PIN data for debit transactions, they would theoretically be able to reproduce stolen debit cards and use them to withdraw cash from ATMs.” [Is this an inside job???]

The incident may have involved tampering with the machines customers use to swipe their cards when making purchases, according to the Wall Street Journal.

In a statement on its site Target said the breach may impact shoppers who made credit or debit card purchases in stores from Nov. 27 to Dec. 15. The Minneapolis-based retailer said it is partnering with a forensics firm to investigate the incident and recommended customers “remain vigilant for incidents of fraud and identity theft by regularly reviewing your account statements and monitoring free credit reports.”

What should you do?

What does this breach mean for consumers, in particular those who shopped at Target stores in the period between Nov. 27 and Dec. 15?

First thing to do is check your credit card statements for unfamiliar purchases, as well as your bank account— daily — online to ensure there are no fraudulent transactions, says Linda Sherry, director at consumer rights advocacy group Consumer Action. Report any problems immediately to your bank. Your bank should contact you if your credit card was part of the breach. If you were affected, you’ll get a new credit card account number (obviously an inconvenience, especially during the holidays). You won’t be held liable for unauthorized charges made using your credit card number.

American Express (AXP) and Discover (DFS) said they were aware of the breach at Target and had fraud measures in place, according to a CNNMoney article.

If you receive a data breach notification letter from Target, “you know with certainty your information was compromised,” says Eva Velasquez, president and CEO of the Identity Theft Resource Center. (Consumers who know their card data was stolen can contact the ITRC at 888-400-5530 for help on what steps to take next.)

Sherry suggests impacted consumers ask their bank to waive the expedited delivery fee for a new card. Also ask if any credit monitoring services are being offered to victims of the breach.

What does it mean for Target?

The real victim here is Target itself, says Avivah Litan, a vice president and analyst at Gartner Research. In a post about the breach, Litan said that the retailer has no doubt spent a “small fortune on payment card security,” but was still hacked. [ Target partnered with METABANK. The cards are once again proved to be faulty at best.]

The payment card industry is likely going to raise Target’s merchant fee that it pays Amex, MasterCard, Visa and other credit card companies on transactions by a few points, and will also fine Target for the breach, Litan says. In the end, she estimates the theft will cost Target less than $25 million. But the fees it pays credit card issuers in transaction costs may be twice that amount. “If they get much higher, Target may have to pass on these costs to consumers in the form of higher prices,” she says. [You know that this will be the case!!!!!]

Security breach surge

[METABANK advertises that they are the largest processor of bankcards. We must wonder if METABANK has been negligent in their customer service here]

In the past few years criminals have grown increasingly adept at breaching the systems of merchants and processors that store or transmit consumers’ payment information. [Why is the USA’s banking system still using the magnetic strip bank card system still?]

In a report published this month, Javelin Strategy & Research found the number of notified credit-breach victims who suffered fraud increased 340% from 2010 to 2012, resulting in $4.8 billion in fraud losses.

According to the study, 15.8 million consumers were notified their card information was compromised in 2012.

The Target theft is the largest such corporate breach since 2007, when TJX Companies (TJX), which owns discount retailers TJ Maxx, Home Goods and Marshalls stores, disclosed that 45.7 million credit and debit cards were exposed to possible fraud. TJX’s computer systems were breached over the course of two years, beginning in 2005. The data breach ended up costing the company $256 million. In that case, attackers gained access through a wireless regional hub to intercept payment information.  [Hackers gained access through a WIRELESS REGIONAL HUB in 2005]

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by mrnd5 on December 20, 2013  •  Permalink
Posted in AVIS uses bank cards processed by METABANK, Avoid This Service, Bank Publicity that is simply "Garbage Talk", BANK REFORMS NEEDED TO BE CAREFULLY REGULATED, Bank Regulations must be enforced, Barnes and Noble used METABANK Financial Solutions and went out of business, Best Western uses bank cards processed by METABANK, Best Western uses METABANK cards, Complaints Against Meta Bank, Consumers act to protect themselves and others from further bank fraud and customer abuses, Customers' Scammed Repeatedly By METABANK, Dominoes Pizza uses bank cards processed by METABANK, Dominos Pizza uses META BANK Cards, Financial Regulatory Reforms Needed, Macy's uses bank cards provided by and processed by METABANK, Macy's uses METABANK cards, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, METABANK's practices are narcissitic, METABANK's PREPAID CARD, Omaha Steaks uses bank cards provided by and processed by METABANK, Omaha Steaks uses METABANK cards, Overstock uses METABANK cards, Overstock.com uses bank cards provided by and processed by METABANK, Payment Systems, PetMeds uses cards processed by METABANK, PetMeds uses METABANK Products, Protecting Your Customer Base, Sports Authority uses bankcards provided by and processed by METABANK, Target Red Card is managed by METABANK, Target uses cards provided by and processed by METABANK, Thief steals gift cards and is able to use them, This is not a sustainable pattern for the US Economy., Thrift Bank - the concept is a scam, Tricked by METABANK's publicity, trying to manage regulatory regulations - still don't understand the problems they have caused, Western Union and MetaBank have joined forces
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Posted by mrnd5 on December 20, 2013

https://mrnd5.wordpress.com/2013/12/20/metabank-provides-and-processes-targets-red-card/

When your boss asks you to do work that you perceive to be immoral…..

Exploring the Self-Esteem Related to “Having a Job” any job…. an immoral job may backfire

We have wondered how the METABANK employees who answer the phones as customer service representatives actually feel about what they do.

 

Certainly they must know they are lying to people, ordinary people who are just like them.

 

Statistics show that bank tellers in Storm Lake Iowa earn salaries that place them below poverty level.  How desperate can these phone representatives be? Have they been so mislead that they believe in what they are doing?

If they are ignorant of what they are doing, what will it take for them to realize that they are the ones who are making METABANK’s CEOS super rich while they still live below the poverty level?

Could they understand that by lying to the customers that this is dishonest? For how long can these customer representatives going on perpetuating this lie that makes their CEOs so rich? Certainly there must be something in it for these people to lie to other people who are so much like them at the other end of the phone? What kind of “UNTRUTHS” have these METABANK phone representatives been fed so that they carry out the dirtiest job on behalf of the METABANK CEOs?

At Work: Job, self-esteem tied tightly together

Andrea Kay, Gannett12:57 p.m. EDT August 31, 2013

Feedback on the job can be a buffer against depression.

Work means so much to us Americans that without it some people don’t want to get out of bed in the morning.

That is likely one reason unemployed adults and those not working as much as they would like are twice as likely to be depressed as Americans employed full time. [Feeling stuck in a dead-end job such as being a phone representative for METABANK…. This has got to be a pathetic and hopeless situation for those who are being required to do the dirty work that makes the METABANK CEOs rich and then richer yet.]

STORY: Who’s feeling stressed? Young adults
COLUMN: Workers’ happiness rubs off on profits [ Think about this!!!!!!]

That’s the conclusion of a Jan. 1-July 25 survey of more than 100,000 Americans conducted by the Gallup-Healthways Well-Being Index. It says 16.6% of unemployed Americans are depressed compared to 5.6% of those who work full time.

“Self-esteem and self-worth are closely aligned with working,” says psychotherapist Charles Allen, who estimates about 10% of his clients are out of work or worried about losing their job.

When you have a job, you have a continuous source of feedback that you are a contributing member of society, he says. That’s not to say you go to work thinking, “Hey, I’m a valued member of society.” The idea is largely subconscious.

[But what if you are asked to harm innocent people who are just like you whom you only encounter at the other end of the phone??? That can’t feel hopeful in anyway.]

“You feel it in the depths of your brain,” he says.

Being employed helps you feel wanted and that you’re contributing to your finances, says psychotherapist Elizabeth Lombardo. It also gives you social support — “a buffer against depression.”

In his practice, psychotherapist Jonathan Alpert sees a lot of unemployed people who are depressed.

He describes them as usually feeling hopeless and helpless, their sense of identity greatly diminished.

“Employment provides a sense of purpose, … of belongingness,” he says. “Those who are unemployed lack that purpose.”

Some unemployed workers also lack structure, which leads to unhealthy habits like staying up until 3 a.m. then getting up late the next day. That “makes them feel even more different than the employed,” Alpert says.

Being depressed also can affect your ability to seek and keep a job.

Allen’s depressed clients who are unemployed “typically have tremendous difficulty in finding work because they lack energy and drive to engage in a job hunt,” he says. Their pessimism and feelings of worthlessness also contribute to the idea that they won’t find work.

When motivation plummets, you withdraw and “why bother?” prevails, Lombardo says.

A depressed person may not do well in interviews.

“Who wants to hire ‘Debbie Downer?’ ” she asks.

Some people who are depressed can have a tough time keeping a job: They take too much time off, have a lack of drive, don’t concentrate well and sometimes simply don’t care, Alpert says.

[ The term “SIMPLY DON’T CARE” highlights that some people may take a job as a phone representative at METABANK just to have a job. They may understand that what they are doing is immoral, but perceive that there aren’t many other options. This has got to be a sad state of affairs for these employees. If they could see a positive way forward, internally they may be able to ask for the right to treat others fairly…. This situation is predatory on so many levels…. Shame on METABANK CEOs who created this abhorent and offensive scenario.]

They also “often have a poor self-image and lack confidence, two factors that strongly impact job retention and performance,” he says.

Alpert says he also sees a lot of another type of depression — in people who are employed.

It “usually stems from high stress and feeling disenchanted with their job or simply unhappy with the direction their career has taken them,” he says.

Feeling stuck in a position “can bring about a sense you have no control over your situation,” Lombardo says. “Feeling powerless can cause depression. And depression can lead to getting demoted.”

Depression among those with jobs costs U.S. employers $23 billion annually in lost productivity, according to Gallup.

The survey found that depression decreases as income rises. It showed that Americans who earn less than $36,000 annually are nearly three times more likely to be depressed than those who earn more than $90,000 annually.

Depression takes a toll on a person — employed or jobless — as well as the economy.

[We find it impossible to believe that the METABANK Phone representatives who lie to customers can do this in the long term without having some feelings of remorse. We have, of course, made the assumption that they are human beings. How desperate are they that they can continue to lie to people who are a lot like them at the other end of the phone?]

It may be depressing to talk about depression. But the more we know about it and discuss it, the more likely the stigma associated with it will be reduced.  [We believe that America is a sick society at this time. It is imperative that as ordinary people that we insist on humane treatment of each other… this treatment goes both ways, you know… It is the “Golden Rule.”]

And perhaps the people who need help the most will get it.

Career consultant Andrea Kay is the author of This Is How To Get Your Next Job: An Inside Look at What Employers Really Want.

 

Note:  Please notice carefully where METABANK and any other Prepaid Bank Card offered places their advertisements 

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by mrnd5 on October 27, 2013  •  Permalink
Posted in Banking, Consumers align to protect yourselves, Corrupt Practices found within METABANK, Customer Loyalty Program, Customer Service at METABANK.com, Customer Service isn't listed as being one of META FINANCIAL GROUP INC areas of interest or studied skills, customer service of METABANK, Customers of METABANK continue to complain about how they have been mistreated by METABANK, Disabled Veteran abused by METABANK, Dollar General Pre-paid Card is Meta Bank, Don't Invest in META BANK, Fight Corruption, Financial Regulatory Reforms Needed, Gift Cards May be Suspended After Purchase and without notice, Green Dot is Meta Bank and Green Dot already has many complaints from customers, innovative banking practices, Integrity, Just Curious About Meta Bank's Ad Placement, Meta Bank and Banks like it are the source of the bad economy - stop talking about any politician at any point in history, META BANK bilks their customer base, Meta Bank charges customers for spending their own money, META BANK doesn’t serve the general public, Meta Bank is nothing but a publicity scam, Meta Bank operates using many different names, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, META FINANCIAL GROUP INC, META FINANCIAL GROUP INC fails to address customers' real needs, META FINANCIAL GROUP INC is by design created to make money for their CEOs, META FINANCIAL GROUP INC pushes blame off onto their customers for their own design issues and internal operating problems, METABANK, METABANK average employees earn wages below the poverty level, METABANK causes the late fees for customers, METABANK CEOs create and require all of the rules, METABANK CEOs make huge annual incomes, METABANK customers are still being scammed, METABANK customers are still complaining about the abuse they have received from METABANK, METABANK Customers complain about METABANK's mistreatment, METABANK designed the prepaid bank cards, METABANK is a collections agency, METABANK is a collections agency and not a bank, METABANK is a piece of crap, MetaBank is corrupt, METABANK operates using many different names, METABANK practices are dragging the economy down, METABANK uses false awards- false testimonials, METABANK uses the rules for their own gain, METABANK's practices are narcissitic, METABANK's PREPAID CARD, METABANK's publicity is a lie and filled with false promises, METABANK's publicity says that their prepaid card will meet your specific needs but in reality they are the exact same card just using different publicitty, metabank.com, More behind META BANK's scam than we may have previously realized, Narcissism of Storm Lake IOWA, Narcissistic practices found to be within METABANK's operation, NBPCA is a scam on the American public, Netspend/Meta Bank makes life miserable, Nothing and no one has yet been able to put a stop to META BANK's scam, Ordinary customers can't get the METABANK PREPAID CARD TO SERVE THEIR NEEDS, outrageous banking practices, outrageous practices related to Prepaid Cards, Outrageous practices within MetaBank, payment cards that carry hefty costs, Payment Solutions with Serious Problems, Payment Systems, Please help to stop the immoral banking practices of META BANK, Pre-paid Bank Cards don't work, Predatory Practices of BankMeta.com, PREPAID CARDS are not adequately regulated, PREPAID CARDS are not consumer friendly, PREPAID CARDS promoted by METABANK, PREPAID DEBIT CARDS, PrePaid Name Brand Bank Card Association a non-profit is a scam, Protecting Your Customer Base, Respect Consumers, Rules Designed BY METABANK for the benefit of METABANK, Scams by banks like METABANK, seek revenue growth for themselves not you the customer, self-centered, self-motivated, self-serving, Stay Out of Debt, Stay out of debt- don't get loans to pay off loans, Staying Competitive at What Expense, Steve King (R-IA) received large campaign donation from James S. Haahr of Meta Bank, Stop Meta Bank, Storm Lake IOWA, Success shouldn't be about profits - People mattter, Suspicious Activity is within Meta Bank's internal practices and policies, Terrorism within the USA, The U.S. Department of Education called the charging of such fees "unallowable" in guidance to financial aid officers issued last month., This is not a sustainable pattern for the US Economy., Thrift Bank - the concept is a scam, through secretive deals and sometimes in apparent violation of federal law, Tricked by METABANK's publicity, Truth, Two problems found in METABANK's "No Credit Check" Cards, unbanked, Usury, We are all vulnerable to predatory practices of banks like METABANK, What were Meta Bank's supervisors and internal auditors doing? Did they even exist? Why doesn't Meta Bank's Higher Ups ever know anything and have to push the blame around all the time?, Where There Is Smoke There Is Fire, Why does METABANK lie to their own customers?, You may be dealing with Meta Bank under a different name
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Posted by mrnd5 on October 27, 2013

https://mrnd5.wordpress.com/2013/10/27/when-your-boss-asks-you-to-do-work-that-you-perceive-to-be-immoral/

Solving Customer’s Problems Should Be of the Foremost Importance…. METABANK abused us while we were their customer

Customer Service Solves Problems To Create Loyal Clients

but NOT SO at METABANK

Make it easy for frustrated customers to contact you, get problems solved. You’ll create loyal clients.

In the past 30 days, I canceled service with three companies I’ve used for years.

Customer service was the reason. It was that bad.

 

But I kept my business with another company even though its actual service keeps messing up. That business’ customer service is that good.

Customer-service representatives are everywhere. Anyone with a phone, TV, computer, coffee maker, credit card or insurance; or who buys subscription services or makeup from shady companies advertising on TV has dealings with them.

And let’s not forget about business-to-business customer-service reps. [This is part of how METABANK performs their scam.]

Their numbers are growing by the minute. The Bureau of Labor Statistics predicts the profession will expand 15.5% through 2020.

Call centers alone had almost 23,000 vacant jobs, more than a third listed in the past week, according to CallCenterCrossing, which calls itself the largest collection of call-center jobs. The company cites the health care law, holiday season and general economic expansion as the chief reasons for a rise in call-center hiring.

As long as companies offer things to buy and services to use, folks will need help.

[Customers have over a period of many years now indicated that METABANK and its affiliates, including the Network Branded Bank Card Association, fail when it comes to customer service. We, as former METABANK customers/clients believe, based on our own personal experience using METABANK et al., that METABANK by design treats their customers in an abusive manner. We have been scammed and lied to. We have been treated in an inhumane manner.

METABANK does not offer any kind of model that should be used as a guideline by any other entity…. METABANK relies on numbers and the population is growing rapidly.

METABANK relies on getting partner corporate entities to market their prepaid bank card  a relationship which is in fact one that will increase the rate of decline of that partner company. At first the partner company will experience an initial  spurt that may appear to be great and fabulous; this is the honeymoon, but it is a marriage that is doomed by design. METABANK only wants their partner companies’ list of customers whom METABANK will use for their own financial gain.

In establishing this partnership, METABANK promises to take care of all the collections for their partner. Collections is the dirtiest of dirty work so the partner company is happy to hand over this part of the operation to METABANK. METABANK, as we former customers have found, has an abusive customer service system by design.

When METABANK’s customer serivice representatives basically went through a list of standard lies they had been handed to use for all situation; the lies serve to blame the customer for the problems the customer had encountered using METABANK. However, by design, METABANK created a prepaid bank card which customers load with cash money, and then METABANK limits and controls when and even if a customer will be able to have access to their own money…. This scheme is predatory. It is based upon false and misleading promises.

METABANK is by design immoral. Only consumers can speak up to warn others so that METABANK can be stopped from doing this great scam on the people.]

Companies claim to know how important these front-line jobs are. They say they strive for a “customer-first mindset,” “transparency and accountability,” “positive customer relationships” and “consistent and efficient delivery of superior customer service.”

So why don’t more customer-service reps deliver? Is it the company or the employees?

Likely both.

Workers tell me they want these jobs because they like people. Yet too many companies do everything they can to not let their people talk to us.

Finding contact information can be like a game of hide-and-seek.

Some refuse to talk to you. Take Twitter: [This isn’t a model anyone should follow!!!!!]

My account has had a problem for four months. I’ve obediently followed Twitter’s directions and sent in a dozen requests for help.

I’m still waiting for an answer.

On the other hand, companies such as crowdSPRING help businesses and creative talent find each other and make it easy for customers to communicate with them.

[This concept is an old one that worked. It worked very well. This is what we as consumers expect, but this is not at all what METABANK provides. METABANK uses this concept to catch consumers and their partner companies off guard so that METABANK can get their foot in the door. What META BANK does is an IMMORAL ACT.]

This company posts its phone number on every page of its site. No doubt this springs from the philosophy of co-founder Mike Samson who tells his reps that the spoken word is better than the written word, to say “please” and “thank you” and always end with “much obliged.”

 

People who get into customer service tell me they love to solve problems.

Yet “I can’t help you with that” are the last words that a lot of people hear from a customer-service rep.

  • Those workers either don’t know how to think like a problem solver or don’t think they have the authority to help.
  • Some customer-service reps are plain mean. The other day I asked a one that I could barely hear if she might speak a little louder.   She snapped, “No, I can’t scream.”
  • When you keep getting bad customer service, you wonder why companies keep sending surveys asking how your customer-service experience went.
  • I also often wonder why companies insist that customer-service reps speak canned faux caring phrases like “Have a nice day” after they’ve been mean and obstructive.

Chief Operating Officer Zach Cusimano of Bizness Apps, which makes mobile apps for companies, says his business doesn’t coach reps to use particular phrases.

Company officials do encourage them to “throw in some love” and foster more interactions by saying, “I’m happy to help,” “Please let me know if you have any other questions,” and “Looking forward to hearing from you again.”

[However, if these statements are nothing but empty words with no real response and no action behind them then they are useless. It is our strong impression as former METABANK customers that the CEOs of METABANK have created all of the guidelines, which include a list of rote excuses for why it is always the customers’ fault for any problems they may have encountered. METABANK creates the problems by which they get rich and then richer; METABANK breaks with every expectation that any person would normally expect.

METABANK creates all the rules and retains the right to change all of the rules without notice. This is bad, but on top of that METABANK takes customer’s money and keeps us/them from having access to their own money while using the NETWORK BRANDED PREPAID BANK CARD.

The NETWORK BRANDED PREPAID BANK CARD amounts to being an interest free loan from customers to a very rich bank. The whole concept has been reversed. Potential customers are mislead into taking on such a card by the partner company who is in effect being used as a “PATSY” in this dynamic triangle of abuse of the consumer.]

I contend that more people would like their customer-service jobs and customers would be happier if they did what Jesse Richardson does.

“We love our customers,” Richardson says. She is conscious community officer for Conscious Box, a subscription service for eco-friendly products.

Seriously.

If you want a satisfying career helping solve problems for people who are frustrated, confused and sometimes angry, care for them no matter what.

Find a great company that values them and you.

In the 25 years I’ve counseled people with their careers, most tell me one thing: I want to be of service to others. Here’s your chance.

[As former customers of METABANK we had expected this kind of treatment, but METABANK and the NETWORK BRANDED PREPAID CARD ASSOCIATION act in a predatory manner so that they abuse their customers, only to move onto the next  person so they can dupe that person. The huge size of our population is how METABANK has been able to get away with this kind of scam for as long as they have. Only you can stop this kind of a scam.]

Career consultant Andrea Kay is the author of This Is How To Get Your Next Job: An Inside Look at What Employers Really Want.

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by mrnd5 on October 27, 2013  •  Permalink
Posted in Access Sought To Your Company's Customer List, Advocate for your needs and concerns as a consumer, agreements with 520 campuses that enroll more than 4.3 million students, Annual Income of META BANK's CEOs, Bank Publicity that is simply "Garbage Talk", Bank Reform and Proper Regulations are Needed, BANK REFORMS NEEDED TO BE CAREFULLY REGULATED, Bank Regulations must be enforced, Bank regulators shut down MetaBank payday loans, Bank Scams go international, Bank Tellers at MetaBank earn wages on the average that are below the poverty level, Banking, banking in Storm Lake IOWA, Banking in the USA in 2013, BankMeta lies to keep customers from their own money, bankmeta.com, Banks are creating economic servitude in the USA, Banks Designed To Keep Consumers in Debt, Banks have created all the rules for PREPAID CARDS, Banks Lying to Consumers To Trick Them into taking on Debt, Big Corporations and Banks run the world, Complaints Against Meta Bank, Consumers act to protect themselves and others from further bank fraud and customer abuses, Consumers being forced to use plastic, Consumers Demand Bank Reforms That Serve Their Real Needs, Consumers must speak out, Consumers Need To Save Money And Stay Out of Debt, Consumers Start Talking and Learning Real Facts About Banking, Consumers suffer at the hands of METABANK, Corrupt Practices found within METABANK, Customer Complaints Abound Regarding how METABANK treats them., Customer Service at METABANK.com, Customer Service isn't listed as being one of META FINANCIAL GROUP INC areas of interest or studied skills, Customers of METABANK continue to complain about how they have been mistreated by METABANK, Customers' Scammed Repeatedly By METABANK, Do not give up control of your own money by using a prepaid card, Does METABANK believe their customer base are unworthy?, Dollar General Pre-paid Card is Meta Bank, Don't Invest in META BANK, Don't use PREPAID BANK CARDS of any kind, fees required to talk by phone to NETSPEND, Fight Corruption, Financial Regulatory Reforms Needed, Gift Cards are an interest free loan to an unknown bank, Gift Cards May be Suspended After Purchase and without notice, Green Dot is Meta Bank and Green Dot already has many complaints from customers, Internal Audit Committee at Meta Bank, Internal Audits not able to cope with problems related to prepaid bank cards, J. Tyler Haahr, Just Curious About Meta Bank's Ad Placement, META BANK bilks their customer base, Meta Bank charges customers for spending their own money, Meta Bank denied one man his right to a fair and impartial trial. What kind of a world citizen is Meta Bank? We are tired of fighting the wars that Meta Bank causes., META BANK doesn’t serve the general public, Meta Bank is nothing but a publicity scam, Meta Bank never accepts responsibility, Meta Bank operates using many different names, META BANK same poor service as always, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, META BANK: Creating all the rules in their own favor, META FINANCIAL GROUP INC fails to address customers' real needs, META FINANCIAL GROUP INC pushes blame off onto their customers for their own design issues and internal operating problems, METABANK =TURBOTAX and both are scams, METABANK as the alpha baboon in our society, METABANK average employees earn wages below the poverty level, METABANK causes the late fees for customers, METABANK CEOs create and require all of the rules, METABANK CEOs make huge annual incomes, METABANK customers are still being scammed, METABANK Customers complain about METABANK's mistreatment, METABANK fails to hear and to respond appropriately to customer's real needs, METABANK is a collections agency, METABANK is a collections agency and not a bank, METABANK is a piece of crap, MetaBank is corrupt, METABANK lies to their own customers, METABANK operates using many different names, METABANK practices are dragging the economy down, METABANK uses false awards- false testimonials, METABANK's partner company provides METABANK with access to their customer base, METABANK's practices are narcissitic, METABANK's publicity says that their prepaid card will meet your specific needs but in reality they are the exact same card just using different publicitty, Narcissism of Storm Lake IOWA, NBPCA is a scam on the American public, Ordinary customers can't get the METABANK PREPAID CARD TO SERVE THEIR NEEDS, payment cards that carry hefty costs, Payment Solutions with Serious Problems, Payment Systems, PayPower Scam, PayPower Visa by META BANK, Pre-paid Bank Cards don't work, Predatory Practices of BankMeta.com, PrePaid Bank Cards bad for consumers, PREPAID CARDS are not consumer friendly, PREPAID CARDS promoted by METABANK, Real Customer Service Builds a Genuine Customer Base, Rules Designed BY METABANK for the benefit of METABANK, Scams by banks like METABANK, Staying Competitive at What Expense, Success shouldn't be about profits - People mattter, Suspicious Activity is within Meta Bank's internal practices and policies, Terrorism within the USA, The cards and accounts are marketed aggressively using college letterhead and websites carrying the endorsement of colleges., This is not a sustainable pattern for the US Economy., Thrift Bank - the concept is a scam, to fee-paying students, travel card, Tricked by METABANK's publicity, Two problems found in METABANK's "No Credit Check" Cards, unbanked, Usury, We are all vulnerable to predatory practices of banks like METABANK, Western Union and MetaBank have joined forces, Where There Is Smoke There Is Fire
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Posted by mrnd5 on October 27, 2013

https://mrnd5.wordpress.com/2013/10/27/solving-customers-problems-should-be-of-the-foremost-importance-metabank-abused-us-while-we-were-their-customer/

PayPower – Meta Payment Systems are a Scam

Paypower held my $4000 for no reason and refuse to give me my money!!
When I asked them to close my account and give me back my money, they refused!

 

You don’t even have to put in your card number or identify yourself when you call them, they know you by your voice!

They refuse to give their last names and the Nevada detectives are investigating them!

Don’t use them!!!

 

They have at least 72 complaints on ripoffreport.com and at least 90 on pissedconsumer.com!!!!

 

They claim that all the reviews online are not true and that they are reputable but they steal your identity and your money!

 

I sent them all the documents they requested and then they are asking for a copy of my paycheck to release the hold that they placed on my $4000 for NO REASON AT ALL!

 

PAYPOWER IS A SCAM!!!!!!!!

 

PayPower stole $4000 from me!!!!

 

Mrnd5 would like to thank you for your input. We also need you to help consumers even more.

The scenario as described above indicates clearly that you have been  

scammed by Pay Power. Please contact your attorney general or the US

Attorney General or anyone who can effectively change these practices.

 

This is a common complaint about how Meta Bank operates.

We were all scammed by Meta Bank or another bank operating like Meta Bank or by Meta Bank using another name.

As consumers, we want to be protected from such abuses.

Please let your elected officials know about your needs as a consumer and only vote for people who will serve you as a consumer.

Leave a comment
by mrnd5 on October 13, 2013  •  Permalink
Posted in Advocate for your needs and concerns as a consumer, Avoid This Service, Bank Reform and Proper Regulations are Needed, Banking, banking in Storm Lake IOWA, Banks Designed To Keep Consumers in Debt, being manipulated, Complaints Against Meta Bank, Consumer Abuse by PayPower, Consumer Advocate, Consumer Alert, Consumer Rights Advocacy, Consumer Rights- consumers have no or few protections from predatory banking practices, Consumers align to protect yourselves, Consumers are Vulnerable: Help each other, Consumers being forced to use plastic, Consumers Demand Bank Reforms That Serve Their Real Needs, Consumers Join Forces to Protect Each Other from Bank Scams and Frauds, Consumers must speak out, Consumers suffer at the hands of METABANK, Corporate Partner to be excluded from the process that Meta Bank puts in place, Corrupt Practices found within METABANK, Creating Easy Preys Doesn't Make METABANK's Practices Moral, Customer Loyalty, Customer Loyalty Program, Customers of METABANK continue to complain about how they have been mistreated by METABANK, Do not give up control of your own money by using a prepaid card, Human Rights, information systems, Integrity, Just Curious About Meta Bank's Ad Placement, marketing is basically Meta Bank's major strength just behind collections, META BANK bilks their customer base, Meta Bank charges customers for spending their own money, META BANK doesn’t serve the general public, Meta Bank is nothing but a publicity scam, Meta Bank never accepts responsibility, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, METABANK's PREPAID CARD, METABANK's publicity is a lie and filled with false promises, NBPCA is a scam on the American public, Ordinary customers can't get the METABANK PREPAID CARD TO SERVE THEIR NEEDS, Payment Systems, PayPower Scam, personal finance, PrePaid Bank Cards bad for consumers, Respect Consumers, Risk Retention Crisis and the consumer, Thrift Bank - the concept is a scam, unbanked, Usury, We are all vulnerable to predatory practices of banks like METABANK
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Posted by mrnd5 on October 13, 2013

https://mrnd5.wordpress.com/2013/10/13/paypower-meta-payment-systems-are-a-scam/

Meta Bank offers Visa Prepaid Cards – A Warning to Potential Partner’s of Meta Bank

Visa Prepaid Card Programs

Need more Information?

Call 1-877-xxx-xxxx to speak with a sales representative.

There are many different categories for prepaid card programs.

[Meta Bank only really offers one product. Meta Bank uses many different names and diverse marketing techniques, but the product is always the same. Meta Bank is a collections agency and they are designed to operate as a strong arm collection agency. Your customer base will be driven away by how Meta Bank abuses them.]

We will work with you to tailor a custom prepaid card solution to meet your company’s needs.

[Meta Bank excels in marketing. We have observed that Meta Bank basically courts other companies’ CEOs promising to address that partner company’s real needs, but META BANK is like  “a wolf in sheep’s clothing”; Meta Bank will promise you and your company greater profits. At first, your bottom line may improve, but offended long term customers will discontinue to do business with you in the long haul. There is nothing new about what Meta Bank does but you will be led to believe that Meta Bank will improve your bottom line. It is a marketing gimmick that will appear to work at first, and then it will fail in the long term. META BANK is using your list of customer’s for their own financial gain; important data will be kept from you.  We have seen this before] 

We have broken down some of the more popular prepaid program types below.

Employee Rewards

When setting up a prepaid employee rewards program it is important to identify the goals the program is supposed to achieve, the determination of appropriate rewards and how the program will be communicated to your employees. We can provide you with a prepaid solution to fit your unique needs.

  • Employee Incentive & Recognition

[ Meta Bank uses this to get your employees to push their prepaid cards. Many consumers have complained about the horrible customer service they have gotten from META BANK.]

  • Sales Incentives

[The actual rewards for the income that META BANK CEOs will make is insignificant for the employees.]

  • Health & Wellness Programs  

[ This is a new kink and marketing gimmick by META BANK, but it actually highlights that the Affordable Health Care Act is greatly needed.]

  • Safety Programs

[ OSHA is still in place.]

Customer Incentives

Engage existing customers and draw in new ones with a prepaid customer incentive program. An effective customer incentive program will increase purchase frequency and provide unique customer data that can add valuable insight into the behavior of your customers.

[This is publicity and marketing. Customers are complaining about this product and how they have been treated.]

  • Customer Loyalty

[ Do not confuse “Customer Loyalty will real and improved customer service, but with gimmicks that will eventually put the partner company out of business.]

  • Customer Retention

[ The loyalty cards are designed to keep customers coming back to the same store. Every competitor is offering the same gimmick now. This idea has already reached its limits and full potential; customer retention on the long term will only work if it is based on quality customer service…. META BANK will never be able to provide you as their partner with anything but a fierce collections system based on lying to your existing customers. META BANK will destroy any sense of trust that you may have previously provided by way of service.]

  • Referral Programs

[MetaBank gets other corporate entities to market their cards]

  • Promotions

[These “Promotions” are also gimmicky ways to get your employees to sell the MetaBank product. As Meta Bank customers, we have found their customer service to be abusive and predatory. Partner companies will end up losing customers over the long haul.]

Cards are issued by MetaBank TM, Member FDIC, pursuant

to a license from Visa U.S.A. Inc.

NOTE: If you have a problem using a VISA product that is offered by META BANK and you write to tell VISA that you are having a problem with their product, VISA will refer you back to META BANK and then META BANK’s Customer Abuse will begin in all earnest. Your life will become miserable. This was our experience using a VISA META BANK PREPAID CARD.

Leave a comment
by mrnd5 on October 13, 2013  •  Permalink
Posted in Avoid This Service, Bank Reform and Proper Regulations are Needed, BANK REFORMS NEEDED TO BE CAREFULLY REGULATED, Bank Regulations must be enforced, Bank regulators shut down MetaBank payday loans, Banking, Banks are creating economic servitude in the USA, Banks have created all the rules for PREPAID CARDS, being manipulated, Big Corporations and Banks run the world, but it is still Meta Bank's same service and poor quality, Complaints Against Meta Bank, Consumer Advocate, Consumer Alert, Consumer Rights Advocacy, Consumers act to protect themselves and others from further bank fraud and customer abuses, Consumers align to protect yourselves, Consumers are Vulnerable: Help each other, Consumers being forced to use plastic, Consumers Demand Bank Reforms That Serve Their Real Needs, Consumers Join Forces to Protect Each Other from Bank Scams and Frauds, Consumers must speak out, Consumers suffer at the hands of METABANK, Corrupt Practices found within METABANK, Customer Complaints Abound Regarding how METABANK treats them., Customer Loyalty, Customer Loyalty Program, Customer Service at METABANK.com, Customer Service isn't listed as being one of META FINANCIAL GROUP INC areas of interest or studied skills, Customers of METABANK continue to complain about how they have been mistreated by METABANK, Customers' Scammed Repeatedly By METABANK, Disabled Veteran abused by METABANK, Do not give up control of your own money by using a prepaid card, Don't Invest in META BANK, Don't use PREPAID BANK CARDS of any kind, fast paced banking systems, fees required to talk by phone to NETSPEND, Fight Corruption, Financial Regulatory Reforms Needed, Getting by in a tough economy, Gift Cards May be Suspended After Purchase and without notice, Human Rights, Integrity, Internal Audits not able to cope with problems related to prepaid bank cards, Just Curious About Meta Bank's Ad Placement, Meta Bank and Banks like it are the source of the bad economy - stop talking about any politician at any point in history, META BANK bilks their customer base, Meta Bank charges customers for spending their own money, Meta Bank is nothing but a publicity scam, Meta Bank never accepts responsibility, Meta Bank operates using many different names, META BANK same poor service as always, Meta Bank Scams Americans, Meta Bank sells VISA and Mastercard Pre-Paid Cards, METABANK CEOs make huge annual incomes, METABANK customers are still complaining about the abuse they have received from METABANK, METABANK Customers complain about METABANK's mistreatment, METABANK designed the prepaid bank cards, METABANK lies to their own customers, METABANK practices are dragging the economy down, METABANK PREPAID CARD, METABANK uses false awards- false testimonials, METABANK's partner company provides METABANK with access to their customer base, METABANK's practices are narcissitic, METABANK's publicity is a lie and filled with false promises, METABANK's publicity says that their prepaid card will meet your specific needs but in reality they are the exact same card just using different publicitty, Ordinary customers can't get the METABANK PREPAID CARD TO SERVE THEIR NEEDS, payment cards that carry hefty costs, Payment Systems, PREPAID BANK CARD FRAUDULENT PRACTICES, Publicity or Factual, rebate cards, Respect Consumers, Rules Designed BY METABANK for the benefit of METABANK, seek revenue growth for themselves not you the customer, Staying Competitive at What Expense, Stop Meta Bank, Storm Lake IOWA, Suspicious Activity is within Meta Bank's internal practices and policies, This is not a sustainable pattern for the US Economy., Thrift Bank - the concept is a scam, Tricked by METABANK's publicity, Two problems found in METABANK's "No Credit Check" Cards, Usury, We are all vulnerable to predatory practices of banks like METABANK, Why does METABANK lie to their own customers?, You may be dealing with Meta Bank under a different name
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Posted by mrnd5 on October 13, 2013

https://mrnd5.wordpress.com/2013/10/13/meta-bank-offers-visa-prepaid-cards-a-warning-to-potential-partners-of-meta-bank/

Unscrupulous Banking Practices in the U.S.A. – 2013

I was suggested this website by my cousin.

 

I am not sure whether this post is written by him as nobody else know such detailed about my difficulty.

 

You’re amazing! Thanks!

 

We are just consumers who have been scammed by META BANK and the non-profit Network Branded Prepaid Card Association which mainly was created by META BANK.

In 2009, META BANK which is the largest provider of Prepaid Bank Cards and the NBPCA paid the most to Rupli Lobbyists in Washington, D.C. to advocate for getting all sorts of prepaid cards out on the market. If you contact your elected officials, if they ever go back to work in D.C., you must ask for better bank regulations, clarity between what is publicity and what are actually policies governing any bank product.

Once money is put on the card, it is charged fees to activate or it has hidden fees.

The problem is that cash money must be paid upfront before any services are rendered. Once META BANK and any bank following the same banking practices has their customers’ money, META BANK has full control of that customer’s money and the customer has no control of their own cash money.

The problem is that many people have been scammed in the same way by Meta Bank and then Meta Bank lies to their customer. META BANK is really a collections agency that operates in unscrupulous ways. As consumers, we have been misled by confusing and overwhelming publicity scams created by META BANK.

META BANK actually only offers the exact same scam but using different names and different publicity tactics targeted at specific customer’s achilles’ tendons, their weaknesses or their soft hearted spots just as a gimmick to get those customers to opt in to the exact same scam. The names on the cards sound like they are a different product, but they aren’t. META BANK keeps re-cycling the same old scam they perfected by beginning as a “Thrift Bank” serving the under-banked and the un-bank which translates into seeking out the most financially vulnerable people in society. The scam is to take from the poor and give to the rich CEOs of META BANK so that they can get richer and richer.

The misery that META BANK creates is immoral.

Consumers must share their experiences, expose each and every new name that Meta Bank operates with, and encourage other consumer’s to protect themselves. Our own lack of clear information, our own isolation and our own decision to opt in to products, like prepaid cards, albeit due to misleading advertising by banks like Meta Bank and by Meta Bank..

Meta Bank is really nothing more than a collections agency with very creative, overly creative, marketing practices. Meta Bank must win no matter what; you as the customer simply don’t matter. You are just a tool for Meta Bank and not another human being; Meta Bank prefers to keep that internet distance between them and their customer base so they can more easily scam you. You are not a person to Meta Bank.

Thanks for the vote of confidence, we need you to continue to speak out against the way consumers are being abused by Meta Bank and banks like Meta Bank.

Leave a comment
by mrnd5 on October 13, 2013  •  Permalink
Posted in Banking, METABANK's partner company provides METABANK with access to their customer base, METABANK's practices are narcissitic, METABANK's PREPAID CARD, Narcissistic practices found to be within METABANK's operation, NBPCA is a scam on the American public, Netspend/Meta Bank makes life miserable, Ordinary customers can't get the METABANK PREPAID CARD TO SERVE THEIR NEEDS, Payment Systems, PayPower Visa by META BANK, Please help to stop the immoral banking practices of META BANK, Predatory Practices of BankMeta.com, PrePaid Bank Cards bad for consumers, PREPAID CARDS are not adequately regulated, PREPAID CARDS are not consumer friendly, PREPAID CARDS promoted by METABANK, Prepaid Gift Card, Publicity or Factual, Stop Meta Bank, Thrift Bank - the concept is a scam, Tricked by METABANK's publicity, Truth, unbanked, Usury, We are all vulnerable to predatory practices of banks like METABANK, Why does METABANK lie to their own customers?
Tagged , , , , ,

Posted by mrnd5 on October 13, 2013

https://mrnd5.wordpress.com/2013/10/13/unscrupulous-banking-practices-in-the-u-s-a-2013/

METABANK: fast-paced, progressive, innovative culture

METABANK

Careers

Here’s your opportunity to put your talents to work in the quickly changing financial industry.

Quickly changing!!!?? So fast that the rules given to the customers when they open an account will never be applied to their account. This is based on our own experience having used METABANK and found their customer service to be unacceptable.  Quickly changing??? Why? To keep one step ahead of the law? It sure  looks that way to consumers.
MetaBank and Meta Payment Systems (a division of MetaBank) are seeking talented, self-motivated technology, information systems and business professionals to become a part of our fast-growing team.
Fast-growing team…. what does this mean? Technology and information systems skills seem appropriate, but our experience using METABANK found their operation to be anything but appropriate. 

If you enjoy a challenge and thrive in a fast-paced, progressive, innovative culture with a company who is on the leading edge of the financial industry, we’d like to talk to you about joining our team.

 

You must decide if this is really the right path!!!

Fast-paced,

progressive

The term “Progressive” is a

Part of Speech: adjective
METABANK’s Definition for the way

they do business is being “PROGRESSIVE::

 liberal; 

growing
Here are some of the Synonyms

for PROGRESSIVE, a.k.a. liberal; growing:

 accelerating, 

advanced,

advancing,

avant-garde*,

bleeding-heart,

broad,

broad-minded,

continuing,

continuous,

developing,

dynamic,

enlightened,

enterprising,

escalating,

forward-looking,

go-ahead,

gradual,

graduated,

increasing,

intensifying,

left of center,

left*,

lenient,

modern,

ongoing,

onward,

open-minded,

radical,

reformist,

revolutionary,

tolerant,

up-and-coming,

up-to-date,

wide
Here are some

“Antonyms” for the way

that METABANK describes how they do business:

 conservative,  

moderate

Personally, I would rather have a conservative and moderate bank holding my money on my behalf.           METABANK is the opposite of what I expect and need from a bank. METABANK indicates that what they do will be radical. How radical and will what METABANK offers suit your needs as a consumer as a radical banking service…. Sorry, customers, I know that what you received from METABANK was anything but service.

Ok, so, METABANK is one huge ‘pain in the neck’ for consumers. So many consumers have complained about how poorly they were treated by METABANK over now a period of many years, far too many years. It is almost that METABANK perceives the number of complaints they get from their customers as one of the signs of their standard and/or guidelines for what constitutes success.

We would prefer to use a bank that is conservative and moderate in the way they are handling our cash money for us on our behalf.

The only thing that METABANK is on the leading edge of is taking the US over the edge…

… The way that METABANK does business is not acceptable!!!

Simply don’t use a METABANK PRODUCT? Not as easy as it may seem!!! 

Inspired by their early success in scamming the underbanked, METABANK never could be satiated and moved out to seek other targets to scam. You could be holding a METABANK card now and not even know it. METABANK gets a partner company…. METABANK wines and dines, i.e. carefully courts the CEOs of partner companies to get them to market the METABANK PREPAID CARD for them, and you may not know that you have been sold a METABANK PREPAID CARD…

… METABANK has found a get rich quick scheme that works for them. METABANK fails in the area of proper and appropriate customer service in spite of some organizations solely created for the single purpose of giving out customer service awards to METABANK. METABANK, itself, created the organization that gives METABANK the award for outstanding customer service.

It is part of the scam by METABANK CEOs who have a greedy and narcissistic view of the world. METABANK doesn’t care at all about quality customer service. If they did, customers wouldn’t be complaining over and over again about them.

Intensifying applies to how METABANK ramps up their scam through the way they do publicity. Escalating also describes how the METABANK scam of consumers has affected our economy in general.

METABANK’s definition of success is inappropriate, greedy, self-centered and contrived to stack the cards in their favor and to the great disadvantage of anyone who is unfortunate enough to have become their customer. The rules change in METABANK’s “FAST PACED MIND SET” of success.

innovative culture

The adjective ‘innovative’ is defined as creative
Synonyms for           innovative  include: 

 

 

 avant-garde, 

breaking new ground,

contemporary,

cutting-edge,

deviceful,

ingenious,

innovational,

innovatory,

inventive,

just out,

leading-edge,

new,

newfangled,

original,

originative,

state-of-the-art

 

As consumers, we must ask ourselves if these attributes listed above are what we really want from the bank where we choose to bank.

‘Device’ means an explosive contrivance; a bomb.

Synonyms for ‘device’ are appliance, gadget, contrivance, apparatus, gear.

Deviceful means ‘Full of devices’ – Consumers have complained that they feel tricked by METABANK and that they would never have agreed to the terms of the agreement in the way that they are and have been applied repeatedly to newly attained customers. However, as customers of METABANK we feel used and abused. Our faith in banks has been destroyed.

Deviceful and innovative are therefore negative attributes that we have found to be consistently present in the way that METABANK operates.

 
Antonyms: customary, habitual, old, traditional, uncreative,unimaginative

Within the antonyms for INNOVATIVE, we find included: customary, and traditional. Old is there too. Old isn’t a negative; Old can be the tried and true ways of doing things. In a bank, as their customer base, we want security, but we haven’t found it through our experience using METABANK.

METABANK may perceive themselves as being at the cutting-edge. Cutting-edge is a noun that refers to the ‘edge of a tools’ blade.’

When  ’cutting-edge’ is used as an adjective it may mean “At the latest or most advanced stage of development; innovative or pioneering.” The synonyms given for ‘cutting-edge’ are: edge, blade.

As former customers of METABANK, we were taken advantage of and abused by the way that METABANK does business. METABANK is off on the edge, but not in any kind of positive or fruitful way for humanity. As a blade, METABANK mows down their customers and then just moves onto the next targeted sucker to make them a METABANK customer.

Innovative Culture as far as METABANK is concerned only refers to being ‘way out there’ and not being in touch with their customers real and expressed needs. METABANK lies to their customers and treats them/us like dirt once they have the customers money and full control of that customer’s cash money.

Why does METABANK feel the need to lie to their customers while they have scammed them?

Why does METABANK create awards for their customer service given the number of customer complaints that are readily available online?

METABANK is some ‘newfangled’ use of the term bank. METABANK really is nothing more than a collections agency. To get customers to opt into selecting the services of a collections agency, METABANK uses lies in their skillfully written publicity. Unfortunately what is written in their publicity isn’t accurate in the way it describes how customers will be treated once they opt in; METABANK simply needs to get as many people to opt in as possible.

Newfangled is an adjective meaning “Different from what one is used to; objectionably new.” This is how consumers found the METABANK product …METABANK’s PREPAID CARD/DEBIT CARD is objectionable and METABANK doesn’t care that their product doesn’t actually provide a genuine service for customers. They just need more and more people as customers so they can scam them and get even richer. It is a disgusting trait for a business to have. The new technology has allowed METABANK to flourish using this scam. It is a scam of scale; that is the only way that METABANK is innovative in the sense that most of us would consider the term.

Why should a bank be fast-paced????

METABANK prides itself on having a fast-paced work environment.

METABANK seeks out multi-taskers, but research has shown that multi-tasking isn’t a desirable quality. Texting and driving are the clearest example we have been given. As customers of any entity, we want to be treated in a fair and just manner. We want the full attention and full focus of those we have contracted to serve us.

METABANK has this concept backwards and views their approach as some big deal approach. Time and time again we have told METABANK that they have failed to serve us.

METABANK wasn’t established to serve us as consumers/customers. NO, NO, NO, customers are only considered to be a tool by which METABANK gets rich and then richer. Well, their CEOs get rich. Those hirelings who have been instructed to lie to the customers barely make a living wage and many bank employees in Storm Lake, IOWA make below a living wage.

As consumers, we need well thought out services that actually meet our needs and that help us to achieve our goals. METABANK presents customers with a preconceived contract that from the start is abusive. It is all in the fine print, and it is a contract. Customers are mislead into believing that they will be receiving a real service in return. The truth is that METABANK is all over the place; METABANK changes the name they operate using to market the same piece of crap over and over again to new targeted customers and the scam begins anew.

“Fast paced” instead of well thought out traditional and conservative drives METABANK and fails to provide consumers with an acceptable product.

There is a reaction to this “Fast-paced” mindset coming about at this time. Americans no longer want to feel so driven. “Fast-paced” is a gimmick created by employers who thought they could get their employees to work harder and longer for less money. We are all beginning to see the light. METABANK has failed to listen to their customers time and time again. We want to receive a real service and not be lied to repeatedly. We see the scam that is METABANK….. All that we can do is to caution others so they don’t have to experience what we did by being a METABANK customer

The Slow Movement

For fast acting relief, try slowing down.
~ Lily Tomlin, Comedienne

Anything worth doing is worth doing slowly.

                                                ~ Mae West, Actress

 

We are living the fast life, instead of the good life.

                                        ~ Carl Honoré, author of In Praise of Slowness

The Slow Movement is a term describing a wide range of efforts taking place around the world that seek to connect us more meaningfully with others, with place, and with ourselves. It emerged as an effort to counteract the fast–paced, commodity–focused, unbalanced, and impersonal nature of much of modern human culture.

 

The main tenant of the Slow Movement is that by taking the appropriate amount of time to experience the various activities of our lives, we are able to get in touch with what is deeply satisfying and fulfilling.

The origins of the Slow Movement are with Slow Food which began in 1986 in Italy as a reaction to “fast food.”

Carlo Petrini founded the Slow Food movement to promote the use of fresh local foods, grown with sustainable farming techniques, prepared with love, and consumed in a leisurely manner in the company of good friends and family. He and others soon realized that food was just one aspect of life that benefitted from this type of attention and nurturing.

“Slow” eventually became shorthand for a philosophy and way of life that is now applied to many activities and aspects of life, or generally as Slow Living.
Carl Honoré has written and spoken extensively about the Slow Movement, most notably in his book In Praise of Slowness. He describes how slow has been adopted and adapted around the world. Here are some of the branches of the Slow Movement:

  • Slow Relationships – taking time to savor, deepen, and invigorate the important relationships in your life.
  • Slow Sex – read above again!
  • Slow Exercise – combining working out with time in nature or time with friends.
  • Slow Hobbies – doing something that feeds your soul and helps the planet at the same time.
  • Slow Work – being a craftsman at what you do, and doing it in service to others.
  • Slow Travel – enjoying the journey, experiencing regional flavor, and restoring your mind and body, and traveling closer to home.
  • Slow Clothing – creatively reusing clothing as well as making your own.
  • Slow Parenting & Slow Families – finding ways for your children to experience the joys of free time, creativity, and deep engagement with life.
  • Slow Education – learning new skills that help you be more connected to your daily life: cooking, sewing, music, repairs, etc. and that help you to stretch and grow.
  • Slow Money – using your money wisely and toward the things that really matter and that support the well–being of yourself, others, and the planet.

The list keeps growing and includes such things as Slow Bicycles, Slow Cinema, and some of our favorites:

Slow Living,

Slow Homes,

Slow Design,

and Slow Cities.
It is important to note that the Slow Movement is not about doing things slowly.

It is about finding the right speed with which to do something in a way that values quality over quantity, long term benefits over short term gains, and well–being of the many over the few.

That is worth noting. This is what needs to happen in the world now.

In the long run, many Slow Movement proponents would argue that slow can ultimately be faster, and certainly better, as we make decisions and act in ways that are more thoughtful and considerate than purely efficiency driven processes. 

One thing that isn’t slow about the movement is its growth. The time for slow has arrived as people around the world look for ways to focus on the more rewarding intrinsic values of their lives that are often and otherwise overwhelmed by technology, complexity, and a 24/7 world. We invite you to jump into the world of slow and discover how you would like to slow up and enjoy the good life.

 

Slow Money


What happens when we apply the principles of Slow Living to personal finance? Slow Money, of course!

This means making sure that our economic activity—earning, spending, investing, and general resource use—promotes the well being of not only ourselves, but other people and the planet as well.

METABANK’s whole philosophy and manner of doing business is contrary to this concept.

The roots of Slow Money are numerous and varied, and have been most recently expressed in terms of sustainable and green economics.

Some of this rethinking was inspired by Natural Capitalism (1989) which laid out the argument that natural resources and the services they provide have considerable value for human culture.

These include the water we drink, the air we breathe, the pollination that helps grow our food, and so on. Our well being is very dependent on the health of these natural systems, and we suffer the consequences if we fail to maintain them.

When it comes to human well being, the Fair Trade, cooperative, and micro–lending movements, among others, have sought out approaches to production, distribution, and investment that truly enhance the quality of life for those involved. As globalization has separated producers from consumers, and the human and environmental impacts have become diffuse, these efforts have created economic systems that ensure people are compensated fairly for their work and minimize any environmental damage.
In his 2008 book Inquiries into the Nature of Slow Money—Investing as if Food, Farms and Fertility Mattered, author Woody Tasch put forward the term Slow Money to indicate the environmental and human benefits of shifting investments into local food systems.

As it evolves, Slow Money is expanding beyond our connection with food to other aspects of Slow Living.

Ultimately, it invites us to consider the life-affirming opportunities for connection, meaning, equity, etc., that are possible as we go about the task of getting what we need and want.

METABANK’s practices are not life-affirming

We can buy food, and we can grow food. We can hire a service, and we can trade and share with friends and others in our community. We can go to the store to buy what we need, and we can borrow, barter, or turn to Craig’s List, Freecycle, garage sales, and the church bazaar. More and more creative alternatives are emerging all the time. Increasingly many of them make use of technology, the internet, and social networking as well as new types of real time organizations that value sharing, trading and cooperating for mutual benefit.

Other ways to practice Slow Money include the following:

  • Finding non-monetary ways to meet your needs that deepen connection and develop creativity—DIY, barter, share, trade, gift, etc.—with friends, family and neighbors.
  • Spending your money as an expression of your values. Buying local products and services from local businesses to enhance the economy where you live.
  • Supporting Fair Trade and other ethically and environmentally based businesses.
  • Banking at a local bank or credit union.
  • Investing in people and businesses you believe in. Volunteering for and donating to organizations doing good work in local communities.
  • Investing in healthy food systems: planting fruit and nut trees, growing a vegetable garden, creating fertile soil, infiltrating water into the ground, buying from farmers’ markets, supporting school gardens, starting a community garden, and buying local organic products.

Working to free yourself from any psychological issues you may have about money that drain you of life energy.

METABANK, the way METABANK operates is life-draining

Organizing your personal finances, and spending well within your means to grow a financial cushion for the future.

For our part, we are one of the growing number of businesses that is interested in offering services as part of a gift economy. We offer our clients the option of paying–it–forward such that each client is offering a gift to the next. This allows us to work with our clients according to their need, and not based on financial standing.

Like all aspects of the Slow Movement, Slow Money is a work in progress that draws upon many ideas from sustainability. The goal, as always, is to apply our creativity and develop life–affirming practices for the benefit of ourselves, our communities, and where we live.

 

May this serve as a cautionary treatise that elaborates for the general public that METABANK only perceives themselves to be out in the forefront of innovative banking practices. METABANK’s perception of reality and the way that things should be is limited by a self-serving and self-centered view of how the world should be. We do not share the same goals as METABANK.

METABANK doesn’t create nor build community in a positive and nurturing way. Quite the opposite, METABANK is a destructive force for all that we as a community of humanity need to become sustainable. METABANK is out to beat out the competition and to destroy the customer base; METABANK relies on a scale of numbers. Population numbers provide METABANBK with more and more people to scam every day.

Please be forewarned and stay far away from doing any kind of business with METABANK!!!!

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by mrnd5 on January 31, 2013  •  Permalink
Posted in Banking, business professionals, conservative banking, customer service, Cutting-edge technology, fast paced, Financial Industry, information systems, METABANK PREPAID CARD, narcissism in US banking, Payment Systems, progressive, self-centered, self-motivated, self-serving, sustainable banking, Technology
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Posted by mrnd5 on January 31, 2013

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