The tendency to blame the victim is what allows each of us to feel safe rather than allowing ourselves to be alert.
Bobi wrote:
I have been using PayPower for over 2 years. I have checks from both of my jobs direct deposited onto my card and I use ATM’s regularly. I have never had any problems with them holding my money.
I find it hard to believe that they “stole” your money. Oh and by the way, when you try to pay for gas at a pump, the store authorizes your card for a certain amount. Typically anywhere between 75.00 and 125.00. You should have read the small print before attempting to pump $3 and some change. |
Two Years of using Pay Power is an inadequate amount of time to be able to say whether this product is good for everyone.
You indicate that you work more than one job and have all of your money directly deposited onto your card and that you use ATM’s regularly…..Because you haven’t had any problems with them holding your money, you find it difficult to believe that METABANK “stole” anyone else’s money.
First of all, we are so happy for you, but your experience fails to negate all of the problems that others have encountered with the METABANK PREPAID BANK CARD.
Bobi wrote, “Oh and by the way, when you try to pay for gas at a pump, the store authorizes your card for a certain amount. Typically anywhere between 75.00 and 125.00. You should have read the small print before attempting to pump $3 and some change.”
One of the major problems that we have encountered with METABANK PAYMENT SYSTEMS was that they immediately tried to push off all the blame for any problem that consumers have found using their product onto the customer rather than to correct the problem. Bobi seems to be doing the same to other METABANK customers or is Bobi really from METABANK/METAPAYMENT SYSTEMS?
Bobi wrote:“You should have read the small print before attempting to pump $3 and some change.” Wow, that is an arrogant comment and the same attitude that we have encountered in dealing with METABANK/META PAYMENT SYSTEMS. META BANK/META PAYMENT SYSTEMs indicates in the small print that they retain the right to change all of the rules at any time and without giving warning.
Have you read the small print??????
It doesn’t appear that you have, Bobi.
Try to fill up a gas tank these days with $3.00 and you wouldn’t even get one full gallon. No where has any consumer indicated that they tried to only buy less than a gallon of gasoline in this blog….. that is your spin on whatever personal stories others have shared. It is the same spin that METABANK also uses… Curious!!!!
METABANK and their corporate partners give gift cards to the people they expect to help them to promote the card for them. Perhaps you are one of those recipients. Our experience has been that there are different numbers on the cards issued by METABANK so that some are actually by design far more vulnerable because METABANK has targeted them for whatever reason.
May you never be the victim of a scam. May the people with whom you share the implication, and your impression that the METABANK PREPAID CARD is the best thing going so that they buy one only to discover they have been scammed find that they are able to forgive you.
The majority of the statements in your comment above begin with “I” as in you are the only person who matters, and for you that may be true, but the reality is that we live in a community where if one person suffers all end up suffering in some way right along with them. You can continue to blame others for their problems. However, when you have a problem, and we feel certain that at some point in your life that you will, who will be left to help you when everyone else has nothing, no money and no energy to lift a finger to help you? You may think that you are immune, but you are just like the rest of us and no doubt a part of humanity ( although your message indicates a complete lack of compassion or any form of empathy.)
It doesn’t sit well these days to be an arrogant, know it all, who seeks to put down others when they are suffering simply because you aren’t.
There is no reason why METABANK has so much small print. Much of the publicity that METABANK puts out is layered and designed to look like factual information; it is by design created to confuse and to entice potential customers. METABANK relies on being able to hook in the next victim and not on retaining customers. We cannot with a good conscience even begin to encourage others to use the METABANK PREPAID CARD. META BANK sells these cards using many different names so we can’t endorse using PREPAID CARDS of any kind.
The arrogance that we have found in your comment mirrors the arrogance that we have found within METABANK itself. METABANK seeks out potential victims through a partner company, corporate entity whom METABANK CEOs basically wine and dine to get that corporate entity to take on their collections agency services. The attitude that the customer is basically stupid is one of arrogance, and I see that same arrogance and rather narcissistic characteristic in your response. METABANK sets up all the rules and retains the right to change the rules at any time and without notice; that is in their fine print!
Bobi wrote,” Oh and by the way, when you try to pay for gas at a pump, the store authorizes your card for a certain amount. Typically anywhere between 75.00 and 125.00.” METABANK indicates that the prepaid card is better than paying with cash. We have also observed that some places simply will not accept the METABANK PREPAID CARD; we assumed that those places had been burned by METABANK’s practices on the other end of the transaction previously.
Pushing the blame away from METABANK and off onto another person seems to be part of the list of excuses that have been given to all of METABANK’s phone representatives. The METABANK phone representatives have no authority other than to read from the list of excuses to the customers who phone in with complaints; they are not authorized to address problems nor to find genuine solutions. This thinking goes counter to the way America has traditionally done business.
$75.00 to $125.00 can be authorized but not say $45 to $50 which may be more in keeping with what it may take to fill up a tank of gasoline at this moment in time. This means that METABANK/METAPAYMENT SYSTEMS has been using false advertising…… Small Print!!!! That is laughable!!! The small print is designed to obfuscate the whole process. METABANK mostly seeks out online customers so they can do this kind of scam more easily. Link opens up to another link.
There isn’t a gas station that would be happy to issue the remainder of a $45.00 expense to fill a car’s gas tank with a cash hand out to that customer….. This statement makes no sense; the logic is missing.
Does a consumer really have all of the necessary details from which they can make an informed decision? We have discovered over and over again that METABANK Partners and their customers are basically being misled; this is what makes METABANK/METAPAYMENT SYSTEMS such a scam and why consumers should avoid all services provided by METABANK/METAPAYMENT SYSTEMS which is in reality a collections agency and although they may be registered as a bank, METABANK/METAPAYMENT SYSTEMS acts more in the capacity of collections agency.
Using a METABANK/METAPAYMENT SYSTEMS isn’t easier nor safer than using cash. METABANK/METAPAYMENT SYSTEMS is an unnecessary middle man who is making huge profits off of the most financially vulnerable citizens.
Trust us that it is a very bad beginning point to assume that anyone who has problems with METABANK is just stupid. This kind of an assumption is an effort to negate the humanity of all other people. METABANK’s phone representatives always blame the consumer for any problems they may find in using their product, and this is what your message is doing as well. WHY??????????
Every person has something going for them. You haven’t apparently experienced enough in life to be able to recognize the truth when it is staring you in the face. However, I am also open to the possibility that some people simply choose to find a sense of security for themselves that they are superior and therefore immune from all harm…. This is an illusion, of course.
Once METABANK has a customer’s cash money, then METABANK has full control of that customer’s cash money. Read between the lines in all that small print and it will become quite clear to you Bobi, or it should be. Perhaps, Bobi has no real reasoning power of their own… It is so difficult to know why Bobi would feel compelled to criticism others, and their have been many, very many, who have been scammed by METABANK unless Bobi has Bobi’s own personal interests at stake in the METABANK scheme. Poor, Bobi.
Thanks for sharing your experience. We think that many people will find it to be entertaining.
Here is another consumer’s complaint about their experience of having used Pay Power by META BANK:
Paypower held my $4000 for no reason and refuse to give me my money!!
When I asked them to close my account and give me back my money, they refused!
You don’t even have to put in your card number or identify yourself when you call them, they know you by your voice! (perhaps also by caller id)
They refuse to give their last names and the Nevada detectives are investigating them!
Don’t use them!!!
They have at least 72 complaints on ripoffreport.com and at least 90 on pissedconsumer.com!!!!
They claim that all the reviews online are not true and that they are reputable but they steal your identity and your money!
I sent them all the documents they requested and then they are asking for a copy of my paycheck to release the hold that they placed on my $4000 for NO REASON AT ALL!
PAYPOWER IS A SCAM!!!!!!!!
PayPower stole $4000 from me!!!!
Certainly it isn’t in Pay Power or METABANK’s best interest to fail to address that consumer’s complaint adequately so why does METABANK go against all of the norms… ah ha, this too is part of their formula for how to scam the public and get rich.
The tellers at the Storm Lake Iowa banks receive wages that put them below the poverty level and yet it is at this level where the METABANK CEOs ask for them to carry out the dirtiest aspects of their ploy, and they can barely make a living doing it.
SOME FURTHER REFLECTIONS FROM OTHER CONSUMERS
The complaint is, ” HAVE TO WITHDRAW MONEY FROM THE A.T.M. WHICH OF COURSE CHARGES YOU A SURCHARGE/FEE TO GET YOUR OWN PAYCHECK THAT YOU WORKED YOUR A** OFF FOR.”
Bobi arrogantly wrote: “I have checks from both of my jobs direct deposited onto my card and I use ATM’s regularly. I have never had any problems with them holding my money. I find it hard to believe that they “stole” your money.”
We no longer use METABANK or any partner company when possible. METABANK has also tapped into the prepaid card rebate system to try to tap into getting more business on their prepaid bank cards.
Bobi, the consumer who complains just above explains that it costs them money to get their pay or their salary off of the Prepaid Card. That person has worked really hard just to get paid, but their employee has worked out some money making scheme with the bank to pay their employees using prepaid bank cards….. The fact that they have to pay surcharges and fees just to be able to access their own salary, we find to be reprehensible.
This is a scam of the working people who work for wages for their mere survival. This is a form of economic servitude that we find to be deplorable….. Bobi, you seem to be living in a bubble and immune to the real world that is all around us. Or are you someone who enjoys the suffering of others? That would be really sick, and yet your message seems to be completely oblivious to the suffering in the world, the world near you.
Are you not aware that 1 in 4 American children live in poverty in the United States. Their parents care about them, but they struggle to make ends meet in a system that has been designed to take advantage of the most financially vulnerable among us.
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