Angela wrote:

“As far as I-advance goes, the person who is borrowing the money should be responsible for how much they borrow. If you have to pay your entire paycheck back to a i-advance just to turn it around and borrow it again 5minutes later, you may need to consider working overtime or getting a second job to make sure you have extra money coming in to break that cycle”(excerpt)

Angela, I am so happy for you that you have had a good experience with META PAYMENT.

Write me back after 5 years  (so in 2016)  and tell me:

#1 if you are still working for META Bank

#2 if you still feel the same way

#3 if you are being asked to promote META Bank’s services on behalf of your company ( because this is how their scam is pushed off onto an unsuspecting public). Those employees who are given a META Bank card are also given a different set of numbers on their cards since they are needed to promote the card. Have any of your customers complained and you are in complete disbelief that such a card that has worked so well for you could be different for others so you discount what your customers say by way of a complaint about the services they have experienced by using META BANK?

#4 The problem has been that META Bank requires that the prepaid bank card be tied into a person’s salary checking account or to their government checks. This gives full control of the customer’s money to META Bank. The customer per META Bank’s website is told that by using the prepaid card they will have the possibility to improve their credit rating. This is a false promise. In the same publicity, META Bank says that they should use their card often in order to improve their credit rating. It is a debit card. How will this improve their credit rating by using it a lot? It won’t. META Bank creates a design on their website to make it look like they are providing their customers with real credit remedying advice, but it is only more publicity with a few truths interposed. Have you actually read META Bank’s website or did you write and create those websites? Your comments sound far too similar to what we are being asked to believe by META Bank. Your details are rather extensive so I believe that you are affiliated with META Bank.

#5 Customers have complained when META Bank has overstepped their own boundaries: taking money for the bank away from the customer. Holding the customer’s money and not giving the customer access to their own money. If you are not an employee of META Bank or a partner company that is used to promote META Bank’s prepaid cards, what is your interest in META Bank’s prepaid cards to the degree that you can recite so many details about “customers who live pay check to pay check” and how the customer should be more responsible? Your tone has an air of superiority to it. If you are not an employee of META BANK either directly or indirectly, you will also be scammed sooner or later.

It is characteristic of META BANK to push the blame off onto the customer; the examples from customer’s complaints are a clear indication that META Bank and META PAYMENT SYSTEMS are not anything but subprime lenders looking for more and more suckers with a series of lies in their publicity. How is it that you believe that you can direct others lives especially those who have been clearly scammed by META BANK ?  

Read the newspapers i-Advance has been nothing but a major financial disaster for anyone who took it on.

#6 META Bank has a long history of lying to customers who have been most vocal in complaining about how they were treated by META Bank. The customers have also found it impossible to get out of contracts with META Bank since META Bank in the fine print says that they have a right to change the particulars of any agreement without notice to their clients. Have you read the fine print? Oh that is right, META Bank employs you. You most likely wrote the fine print. If you are not an employee of META BANK or an affiliate of it, what you are experiencing is only temporary, most likely and the odds are in favor of this happening, you will be scammed too.

#7 META Bank’s prepaid bank cards or gift cards is only a way for them to get customer’s money which they tie up and keep from the customers as META Bank may wish and at any time. This same complaint has been repeated over and over again by customers, and yet you wish to continue to push the blame off onto the client, other people who should be like you, except that you must be an employee of META BANK if you are promoting this kind of thought. Please note that META BANK pushed off all of the blame onto one of their employees, Pickhinkle, for embezzling. How did it happen that the bank’s own internal supervisors and the bank examiners never picked up on this? It was other banks that through interacting with META BANK who discovered they were being scammed by META BANK. Then, at that point, META BANK decided that it was all the fault of one employee. How could META Bank have been so lax?

If you work at META BANK or META PAYMENT SYSTEMS, you are working under false pretenses. Please be warned that you could become their scapegoat at any given time. Yes, another Pickhinkle.  META BANK seeks out suckers at all levels even from within the ranks of their employees who they require to do their dirty work for them.

Lisa Binder, a new employee at META BANK, was sent out to talk to the press after 26 assassins had purchased a version of their prepaid card. They all used fake ID’s and the names of other living people to buy the prepaid card. As a recent employee of META BANK, Lisa Binder really couldn’t be pressed to give out much by way of details; she hadn’t worked at META BANK long enough to know anything more than what she had been told regarding a major international crime.

I don’t know if Lisa Binder has yet to figure out how META BANK used her.

META BANK told the media that BOESEN had presented false documents to get loan after loan. What!!! A bank that doesn’t do their own check to be sure that the documents they have been given are accurate before making a loan!!!

META BANK says in their publicity that a person’s credit history doesn’t matter; they will loan them money anyway. META BANK has their own collections service in place and this is part of how META BANK promotes themselves to partner companies.

Just after Boesen committed suicide, the letters to the editor of the Des Moines Register most likely were from those collections agents. They looked like “BOOKIES” you know the ones, the actors who portrayed “BOOKIES” in those old movies in Black and White. They sounded like those same “BOOKIES”  -META Bank went after Boesen’s wife’s assets. She hadn’t signed for the loan, but she was held responsible. She was left with one year’s worth of income from which she was supposed to live. Those BOOKIES writing into the Des Moines Register even had the audacity to complain that she had taken a job at the fair. Please note, that the amount that she was awarded to live off of for one year wouldn’t even pay for one year of tuition at most of our private universities.

This true story about BOESEN shows that META BANK is immoral. No one could ever show any compassion for the predicament BOESEN had been pushed into. Oh yes, BOESEN had his own weaknesses, but META BANK was playing upon those weaknesses for their own financial gain. This is what makes META BANK immoral.

Does your thought process  allow you to feel compassion for those people who have been scammed for the financial gain of a corporate entity? My moral compass makes me feel compassion for the Boesen family and Boesen who was weak, but META BANK took advantage of Boesen’s weaknesses. Look closely at the publicity for META BANK, they are filled with empty promises. Ah yes, you may have been the one who wrote that same publicity.

After all, you were pushing blame off onto those people who must live from pay check to pay check; you suggested that they get a second job. Sometimes this is good advice, but not in this case. Their salary doesn’t take care of their needs.

META BANK is not a place that anyone should go to if they are seeking financial planning and counseling.

If you are an employee of META BANK, do you keep your eyes closed all of the time? Pay attention, careful attention to the internal practices of META BANK. My experience has been that they are nothing but a major scam of the good will of the American people and the people of the world since it is an international bank. Someday, it could be you who is the one being scammed. How will you feel then?

Proceed cautiously, Angela.

Thanks for writing.

Bank customers would do far better with opening up a savings account and with paying in cash. The prepaid debit cards are only good for the banks, banks like META BANK who are really working the system.

I fully agree with you that bank customer’s should have full control of how they spend their money, when and where. META BANK prevents their customer’s from even having access to their own money. Meta Bank has been doing lots of shady practices and then lying to their customers. This part needs to stop. This is the part, I am complaining about.

Yes, bank customers should be able to spend their own money in the ways that they choose, but it should be an informed and clear decision on the part of the consumer. Banking with META BANK has time and time again been nothing but a frustration for customers. The rules keep changing and without notice.