MONEY NETWORK BY META BANK
and THE STAR CARD BY META BANK
are the same scam using a new name.
META BANK is still META BANK/
META PAYMENT SYSTEM
no matter what name
they may choose to give
their product on any
given day.
Please avoid using any
product related to META BANK in any way
or that mimics any of their products.
This is for your own well-being
that you are being forewarned:
I aM aN employee oF a large corp. That does not issue it’s employees paychecks. Instead it uses A DEBIT CARDISSUED BY META BANK CALLED A STAR CARD BY money network. THIS CARD IS CRAP, YOU CAN HARDLY USE IT ANYWHERE. MCDONALDS AND CONVENIENCE STORES ARE ABOUT THE ONLY PLACES YOU CAN USE IT. IF YOU NEED TO PAY A BILL YOU ARE (S.O.L.) S*** OUT OF LUCK. IN ORDER TO PAY ANYTHING YOU, OF COURSE , HAVE TO WITHDRAW MONEY FROM THE A.T.M. WHICH OF COURSE CHARGES YOU A SURCHARGE/FEE TO GET YOUR OWN PAYCHECK THAT YOU WORKED YOUR A** OFF FOR. IT IS RIDICULOUS !!!! JUST ANOTHER WAY FOR THE BIGGER CORPORATIONS TO KEEP YOU FROM GETTING THE MONEY YOU’VE EARNED. SO I WILL CLOSE BY SAYING THAT META BANK/money network AND STAR CARD ARE AJOKE !!!!!!!! I AM CURRENTLY PUTTING A PETITION TOGETHER IN THE STATE I LIVE IN (TX) TO STOP THIS NON-SENSE. IF YOU WOULD LIKE TO MAKE THIS PETITION NATIONAL YOU CAN CONTACT ME @JARRAD_BLACKSHEAR@tx.rr.com.
Thank you for the forum to get this out, YOU ARE A GODSEND……… fe9f37
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Comments (23)
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| 1. Written by bigz on August 8, 2011if your just take time to read your packet when you get your ist card,,and understand all the contents, you will not have a hard time using the card. And you can just use the moneynetwork checks that came with the card to encash your pay and that would be for free,
What people are complaining about is different from you experience. The complaint is, ” HAVE TO WITHDRAW MONEY FROM THE A.T.M. WHICH OF COURSE CHARGES YOU A SURCHARGE/FEE TO GET YOUR OWN PAYCHECK THAT YOU WORKED YOUR A** OFF FOR.” |
2. Written by zari398 on February 15, 2011Hi I’m Zari. I’m 16 and i have a Money Network Card.               I have had so many problems with this card that i just wanted to cut it up…. When i had to do a verification where i had to send my ssn, ID, and birth certificate, but every time i sent it they said the picture was to dark or they didn’t receive the fax. I went through that whole process for 2-3weeks. I got so frustrated with them because they wouldn’t let me cancel the card/account and send me my money. By the time i got my card fixed i had gotten paid two times.So people if you get that letter saying to verify DO IT RIGHT AWAY SO YOU WON’T HAVE THE SAME PROBLEM I HAD!!!! Otherwise you won’t be getting your money and you wont be able to use the card. After all of that fustration i love my card. I pay online for stuff, i can use it everywhere i go and i have no problems with it Now.Please also know that the card was designed so that the payer can hold onto your money for as long as they wish. Putting you off and making you jump through so many hoops is part of their standard practice at META Bank.You should be putting your money into a savings account at your age and making plans for your future.These cards give a stranger full use of your money while they give you the run around.
Well hope you people enjoy it. META BANK is a subprime bank; they cater to people who can’t get credit anywhere else and they treat their customers like dirt. Everything is the customer’s fault. Open up a savings account at a locally owned bank. Subprime banks count on being able to charge higher interest rates. This is why they seek out people for customers who can’t get credit anywhere else. Also Zari wrote “So people if you get that letter saying to verify DO IT RIGHT AWAY SO YOU WON’T HAVE THE SAME PROBLEM I HAD!!!! Otherwise you won’t be getting your money and you wont be able to use the card.” At this point in Zari’s statement, I began to believe that we were actually getting feedback from META BANK/Now Card. Zari then decides that this is the best card, “After all of that fustration i love my card. I pay online for stuff, i can use it everywhere i go and i have no problems with it Now. “ Remember readers that Zari is 16 years old and a minor in the eyes of the law. META BANK is promoting their card to teenagers, and, on their website, they encourage customers to use their card as a way to get an improved credit rating. How much would a genuine 16 year old be concerned about their credit rating? How does a 16 year old attend high school and then college if they are constantly buying more and more online? Does the 16 year old have to take a job after school hours to feed their excessive buying habit? Why isn’t Zari focused more on Zari’s education and future. Living only in the present with such a card is a terrible lesson in life. In so many ways this entry reads like an ad from the bank itself and not a genuine input to this discovery process of our current banking system. Report
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| 3. Written by Earl Allen Boek on January 13, 2011I Believe this Meta Bank is the biggest scam I’ve ever seen and I’ve been in the mortgage business 20 years in California.First of all, their scam is to “Make you” receive their permanent pre-paid card, which if you never wanted one in the first place, your doomed to get one, (well since I complained) looks like I don’t get one.They just use up my funds, with my repeated inquiries about my remaining $300 dollar balance and sit on my money, I guess until it’s all gone. Money Network Card Services is a Tennessee business. Contact the Attorney General of Tenn, that’s my next move.Yes, do contact your own state Attorney General’s Office! META BANK as the parent company is a national bank so also please contact the Office of Thrift Supervision in D.C. and the US Attorney General’s office. The pattern for META BANK and the pre-paid branded cards is for them to get your money and for them to hold it, and use your money while you can’t get clear information from them nor access to your own money.You are making the bank an interest free loan. If the tables were turned, and they were loaning you money, META BANK and the pre-paid bank cards would be charging you outrageous fee to borrow their money.Charging fees for contacting the bank sounds like a big scam to me. The problem is that once money is on the prepaid cards, this gives the bank or agency far too much control of your money.
Another aspect of their gimmick is for you to forget about the money on the card. This is why phone contact with them is so non-productive. They will pass you from customer representative to the next one. They will make outrageous lies. If they have full control of your money, they can say whatever they please and give you the run around for as long as they need your money. With our economy as it is now, these prepaid network branded bank cards are a terrible choice for consumers. Employers shouldn’t be pushing this off onto their employees. Report
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| 4. Written by Starry on January 1, 2011Mela if you have a STAR debit card you can’t pay bills online. Upgrade to a VISA or open your own bank account, problem solved.VISA is a brand name that is used by META BANK; the term in and of itself has no meaning for how the bank will use the VISA Brand name. It all depends on the bank you are using. Once you have a problem, and make a note of the issuing bank on the back side of whatever card you have, it could still be and most likely still is a META BANK product with the same collectors. META BANK promotes use of their cards through another agency where you may have been doing business for years; META BANK will court the upper echelon at the partner company who just can’t believe that META BANK would treat their customers in a different and offensive manner. However, this is how META BANK actually operates. META BANK operates using many different brand names and markets to other businesses so as a collection agency you may never know directly if it is META BANK. The poor quality of service will let you know that it is a META BANK VISA or MASTER CARD.
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| 5. Written by Cookie1176 on January 1, 2011If you people take your time and read the card packet and ask questions you would not have so many problems using this prepaid bank account. I have used the MN prepaid debit card bank account for almost four years. If you use the card you will pay fees, that’s why you need to use the free checks that are included with the account, if you don’t know what the check is call customer service and ask questions and quit being so helpless. The Money Network pay card/bank account is legal in all 50 states simply because the MN checks are included where you can access 100% of your pay at free check cashing locations (terms and conditions are included if you need even more detail). Again if you quite *** long enough about getting paid on a prepaid account and read the how to guide you would know this. The MN card is a bank account with a routing and account number that can be used online to pay bills via ACH. If you have a STAR logo then you need to upgrade to the VISA card, it tells you how in the card kit. I pay my mortgage, phone bill, cable bill, internet, *** I even have the account set up with Pay Pal with my MN account. I have never had a problem using my MN card at any store that has a PIN pad. Almost every retailer out there is in the STAR debit network. If you don’t want to pay fees associated with the card, write a Money Network check or open a bank account, if you have good credit. Chances are you have bad or no credit if you were offered a MN card at your job. The moral of the story is read if you know how. Reading is fundamental and reading goes a long way and you avoid a lot of heart ache if you do it often.No matter where you go the paycard/prepaid bank accounts are taking over. It is cheaper and more efficient for employers to mandate so as I said earlier get your own account or use theirs, there is nothing the state payroll departments will do because there is a prepaid bank account associated with each debit card issued thru meta and MN or any other legal payroll distribution programs. Most importantly the checks are what makes the accounts legal in all states. Cookie 1176 writes with an attitude that mimics the way and the attitude that I encountered customer service’s personal treatment of me. I believe that Cookie1176 may be part of the scamming system. Otherwise, why be angry at the difficulties other people are experiencing. Cookie1176 stands to gain lots of money if they are part of the system.“Legal in all 50 States”: META BANK and the NETWORK BRANDED PREPAID CARD ASSOCIATION which is headed up by META BANK CEO’s paid Rupli and Associates, a Washington D.C. lobbyists more than any other group in the United States in 2009 to advocate for the national legalization of the prepaid cards. The success of their lobbying efforts have opened up the prepaid card business very wide. It is a sure money maker for those people who sell them.Cookie1176 wrote,” there is nothing the state payroll departments will do because there is a prepaid bank account associated with each debit card issued thru meta and MN or any other legal payroll distribution programs. Most importantly the checks are what makes the accounts legal in all states.”META Bank explains to customers on their website that they can help them to improve their poor credit rating by getting META BANK’s checking account with the accompanying prepaid debit card. The two accounts are then linked. A person’s wages are directly deposited into the checking account; this action gives META BANK and MN full control of the customer’s total income. META BANK lied to me; why would anyone assume that they wouldn’t lie to them. META BANK held onto my money instead of giving me full access to it. They had a long list of lies in place to tell me for why I couldn’t access my money. I recognized them as rather bold lies, but what did they care? They had full use of my money when I needed it the most. This is how META BANK makes more money; it is by having complete use of your money.Demand another way to do business in our country. Write to your elected officials, your US Representative and to your US Congress person, your US Senator to ask for a change. Pay cash. Have a savings account. Move money you have budgeted over to your check book or take out the cash to pay bills. Start to buy more at locally owned businesses. Avoid buying on line from unknown entities. Don’t do business with META BANK. Cookie 1176 wrote, “if you quite *** long enough about getting paid on a prepaid account and read the how to guide you would know this. The MN card is a bank account with a routing and account number that can be used online to pay bills via ACH. If you have a STAR logo then you need to upgrade to the VISA card, it tells you how in the card kit. I pay my mortgage, phone bill, cable bill, internet, *** I even have the account set up with Pay Pal with my MN.” account. The language Cookie1176 uses is inappropriate relative to the first entry. Cookie1176 also can’t spell. Cookie1176 appears to have knowledge about how Cookie1176 perceives the system works, but what is Cookie1176’s personal interest in this situation. I found that Meta Bank representatives also wanted to push blame off onto the customer; they had been taught to do this and not to resolve problems for customers. In doing this, the META BANK representives were very much a part of the scam, but not the biggest moneymakers. They would be the Haahr’s and all of the CEO’s at META BANK. Report
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| 6. Written by f on December 17, 2010
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F’s comment is like that of a child. |
| 7. Written by Autozoner on November 19, 2010I’ve never had a Starcard. Get a bank account and get your check direct deposited. The reason they do that *** card is to get you to move to direct deposit. There are to many problems with checks.Autozoner wrote, “I’ve never had a Starcard. Get a bank account and get your check direct deposited. The reason they do that *** card is to get you to move to direct deposit. There are to many problems with checks.”The problems exist between direct deposit into a checking account that is linked to a debit card controlled by the bank. The customer is giving up all of their economic freedom to become an economic slave to a banking system that is corrupt.Once again we have all of those Asterik’s which I interpret to have been placed there to indicate cussing.Autozoner indicate that there are too many problems with checks or rather “There are to many problems with checks.” Autozoner makes similar symbols and spelling mistakes as Cookie 1176. Who are the problems with by using checks? I suspect not for the customer. Why not simply pay in cash then?We are tired of being scammed by META BANK. Does Cookie1176 and Autozoner understand this part of the equation? META BANK Customers are not going to sit down and allow banks like that to continue to take advantage of us. We have had enough double talk. Only someone who felt they had something to gain would quibble with the genuine problems that we are sharing with others so that they will never have to go through the same horrific experience. Report
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| 8. Written by Maria on November 4, 2010I don’t know why anyone is having a problem using this card..I have had mine for over 2 years now and i’ve never had a problem! I pay most of my bills online with it and it has a cvc code and visa logo so there’s not reason why anyone shouldn’t be able to use it anywhere that accepts visa now when I first got my card it was just a debit to receive my paycheck but I upgraded it to the visa debit soon thereafter. I love this card it is great!!!
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Maria wrote,” visa logo so there’s not reason why anyone shouldn’t be able to use it anywhere that accepts visa now when I first got my card it was just a debit to receive my paycheck but I upgraded it to the visa debit soon thereafter. I love this card it is great!!!” How nice for Maria!!! Has she understood the complaints that have been expressed. What is her vested interest in this discussion? Once again, Maria sounds more like the customer representative personnel of META PAYMENT SYSTEMS. Please note the the term VISA or the VISA LOGO will not guarantee any META BANK customer a decent quality of service. META BANK uses their own collection agency and collectors who operator like those old bookies we used to see on TV. Has Maria actually offered any real solution for the person who made the initial post? No, she says that she knows how to use the plan properly. As arrogant as this sounds to most readers, this is the excuse that META BANK gave to a college professor who couldn’t get any European business to even accept the card. META BANK said that he hadn’t used the card properly. If the merchant refuses to deal with META BANK, it isn’t the customer’s fault, but the knowledge of the world business community that doesn’t trust META Bank. Maria, Cookie1176 and Autozoner, I am so happy for you, but you haven’t actually given a viable solution. |
| 9. Written by sydneyraejavascript:ac_smilie( on September 9, 2010Wow, I’ll I see are angry customers, frustrated with Meta bank. I too got forced into accepting the Visa Money Network card from my employer because I’m 16 and can’t open my own bank account. I thought the advantages of having a card with me at all times instead having to constantly take out cash from an account would over weigh the millions of surcharges. I have yet to use my card, but to be honest I’m scared too. I have a car payment andinsurance to pay, I cant have my card “locked” or my money stolen because Money Network is charging me for using and ATM or checking my balance. I hope everything goes well with this card, I’m making my first online purchase with it in the next day or so, so I will defiantly post on how that experience went. I heard that as long as you have a Visa card your okay, so I’m hoping thats the case!
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Why would any bank sell such a card to a 16 year old? sydneyraejavascript:ac_smilie( still plans to use this card. The spelling errors of sydneyraejavascript:ac_smilie( are so similar to those of cookie1176, autozoner and Maria that I believe that they may be all the same responder. The original post was written on September 9, 2010 by sydneyraejavascript:ac_smilie( There is no followup response. The VISA LOGO is no guarantee; META BANK is the bank behind all transactions. |
| 10. Written by vxi on August 30, 2010My employer VXI is forcing me to open MONEY NETWORK BY META BANK. Frankly after reviewing comments online I don’t whant to do it. Please advise on how to avoid that scam.It is against the law to force an employee to take their pay via a prepaid card. Please check this out with the state attorney general’s office or the consumer protection agency sponsored by the state government where you live.The original post can be found athttp://auto-zone.pissedconsumer.com/money-network-by-meta-bank-20080721128320.htmlI believe that this original site may actually be sponsored by META BANK and its affiliates, and that it was originally an attempt to let people blow off steam, but META BANK never expected the complaints to go any further.I wonder even about some of the examples given in the follow up. Why does the family of a 16 year old allow that child to get into debt because that child wishes to own their own vehicle? Don’t their parents have any backbone? The kind of thinking that has a child start off their life in debt will be the ruination of their entire life, and META BANK is right there making money off of the most vulnerable people in our society.
Please send letters of phone your elected officials asking for the changes in the way we bank in the USA and the world! Report
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